San Diego County property record for 5025 New Ranch Rd, El Cajon, CA 92020
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,449 sqft · built 1985 |
| Lot Size | 0.94 acres (40,946 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $915,000 (Apr 2019) |
| Tax Bill | $11,907 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Feb 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 498-350-17-00 |
| Primary APN | 498-350-17-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,449 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 40,946 sqft (0.94 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 5025 NEW RANCH RD |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92020-8155 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 172 TR 005601 |
| Legal Subdivision | SHADOW HILLS |
| Legal Tract | 005601 |
| Legal Block | 2 |
| Legal Lot Number | 172 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 15403 |
5025 New Ranch Rd is owner-occupied and held in a trust since April 2019.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 5025 NEW RANCH RD, EL CAJON, CA 92020-8155 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 7, 2026 | Deed of Trust, Mortgage · Line of Credit P N C BANK NA |
| Feb 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Apr 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Apr 9, 2019 | Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Jul 5, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CYNTHIA S GARRETT-STANFORD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 9, 2019 · Amount on File |
| Deed Sale | Apr 9, 2019 · Amount on File |
| Prior Sale | Feb 28, 2003 · Amount on File |
| Deed Document Number | 2019127015 |
| Prior Transfer Date | Oct 1, 1993 |
| Prior Transfer Doc | 0000673331 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 7, 2026 |
| Property Address | 5025 NEW RANCH RD, EL CAJON, CA 92020-8155 |
| Document Number | 0000095033 |
| Instrument Date | Mar 11, 2026 |
| Instrument | 202695033 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 171 |
| Address | 5025 NEW RANCH RD, EL CAJON, CA 92020-8155 |
| Document Number | 0000095033, |
|---|---|
| Date | Apr 7, 2026 |
| Instrument | 202695033 |
| Name | P N C BANK NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 479 Months |
| Due | Mar 28, 2066 |
| Rate | 6.09% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5025 NEW RANCH RD, EL CAJON, CA 92020-8155 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2021 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING |
| Name | Verified Name |
|---|---|
| Address | 5025 NEW RANCH RD, EL CAJON, CA 92020-8155 |
| Document Number | 0000075907 |
|---|---|
| Date | Feb 1, 2021 |
| Instrument | 2021-0075907 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5025 NEW RANCH RD, EL CAJON, CA 92020-8155 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE OF CALIFORNIA |
| Name | Verified Name |
|---|
| Document Number | 0000197342 |
|---|---|
| Date | Apr 17, 2020 |
| Instrument | 2020-0197342 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 9, 2019 |
| Property Address | 5025 NEW RANCH RD, EL CAJON, CA 92020-8155 |
| Document Number | 0000127015 |
| Map Reference | MAP 5601 |
| Instrument Date | Apr 7, 2019 |
| Instrument | 2019-0127015 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 5025 NEW RANCH RD, EL CAJON, CA 92020-8155 |
| Document Number | 0000127016 |
|---|---|
| Date | Apr 9, 2019 |
| Instrument | 2019-0127016 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5025 NEW RANCH RD, EL CAJON, CA 92020-8155 |
| Document Number | 0000278092 |
| Instrument Date | Jul 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 5025 NEW RANCH RD EL CAJON CA 920208155, EL CAJON, CA 92020-8155 |
| Document Number | 0000278092 |
|---|---|
| Date | Jul 9, 2018 |
| Instrument | 278092 |
| Name | CYNTHIA S GARRETT-STANFORD |
|---|---|
| Address | 1369 SHOREBIRD LN, CARLSBAD, CA 92011-4885 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 5025 New Ranch Rd was $11,907, down 0.6% from the year before.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Elementary School District | Cajon Valley Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,041,107 (+2%) Land $434,814 Building $606,293 | |
| 2025 | $11,907.00 (-0.63%) | $1,020,694 Land $426,289 Building $594,405 |
| 2024 | $11,982.00 (+2.67%) | |
| 2023 | $11,670.00 (+1.59%) Homeowner's exemption | $981,061 Land $409,737 Building $571,324 |
| 2022 | $11,487.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 5025 New Ranch Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1983–2010) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5025 New Ranch Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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