St. Charles County property record for 5024 Arpent St, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,660 sqft · built 2015 |
| Lot Size | 0.109 acres (4,726 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $478,000 (Jun 2025) |
| Tax Bill | $6,411 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Dec 2021 Construction Loan + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | T160500077 |
| Primary APN | T160500077 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,660 sqft Living Area |
| Gross Area | 4,028 sqft |
| 1st Floor Area | 1,660 sqft |
| Basement Area | 1,660 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Ranch |
| Exterior Material | Siding |
| Lot Area | 4,726 sqft (0.109 acres) |
| Terrain | Low |
| Garage Type | Attached |
| Garage Area | 708 sqft |
| Parking Spaces | 3 Parking Spaces |
| Sewer | Connected |
|---|
| Account Number | T160500077 |
|---|---|
| Street Address | 5024 ARPENT ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-8456 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NEW TOWN AT ST CHAS GATEWAY DIST #1 LOT 179 |
| Legal Subdivision | NEW TOWN AT ST CHAS GATEWAY DIST #1 |
| Legal Lot Number | 179 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 310201 |
5024 Arpent St is owned and occupied by two individuals who bought it in June 2025.
Source: St. Charles County records, as of September 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5024 ARPENT ST, SAINT CHARLES, MO 63301-8456 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 15, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES SAVINGS BANK OF RHINELAND |
| Dec 21, 2021 | Warranty Deed, Construction Loan · Construction Mortgage PEOPLES SAVINGS BANK OF RHINELAND |
| Jun 11, 2020 | Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 9, 2025 · Amount on File |
| Deed Sale | Jun 9, 2025 · Amount on File |
| Prior Sale | Dec 21, 2021 · Amount on File |
| Deed Document Number | 202524047 |
| Prior Transfer Date | Jun 13, 2016 |
| Prior Transfer Doc | 0065610088 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 5024 ARPENT ST, SAINT CHARLES, MO 63301-8456 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5024 ARPENT ST, SAINT CHARLES, MO 63301-8456 |
| Document Number | 0000009311 |
|---|---|
| Date | Feb 15, 2022 |
| Instrument | 2022R-009311 |
| Name | PEOPLES SAVINGS BANK OF RHINELAND |
|---|---|
| Type | Bank |
| Address | HERMANN, MO 65041 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 21, 2021 |
| Property Address | 5024 ARPENT ST, SAINT CHARLES, MO 63301-8456 |
| Document Number | 0000102517 |
| Map Reference | MB 48 PG 62 |
| Instrument Date | Nov 22, 2021 |
| Instrument | 2021R-102517 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 4, 2022 |
| Title Company | NOT AVAILABLE, UST |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5024 ARPENT ST, 5024, SAINT CHARLES, MO 63301-8456 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5024 ARPENT ST, SAINT CHARLES, MO 63301-8456 |
| Document Number | 0000102518 |
|---|---|
| Date | Dec 21, 2021 |
| Instrument | 2021R-102518 |
| Name | PEOPLES SAVINGS BANK OF RHINELAND |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 11, 2020 |
| Property Address | 5024 ARPENT ST, SAINT CHARLES, MO 63301-8456 |
| Document Number | 0073180133 |
| Book / Page | 7318 / 133 |
| Map Reference | MB 48 PG 62 |
| Instrument Date | Jun 8, 2020 |
| Instrument | 20200611000394090 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | CHESTERFIELD TITLE AGCY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5024 ARPENT ST, SAINT CHARLES, MO 63301-8456 |
| Document Number | 20200611000394100 |
|---|---|
| Date | Jun 11, 2020 |
| Instrument | 20200611000394100 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
The 2025 property tax bill for 5024 Arpent St was $6,411, up 3.4% from the year before.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | Orchard Farm R-V School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $81,023 (-) | $426,436 (-) Land $80,000 Building $346,436 | |
| 2025 | $6,411.00 (+3.39%) | $81,023 | $426,436 Land $80,000 Building $346,436 |
| 2024 | $6,201.00 | ||
| 2023 | $75,656 | ||
| 2022 | $398,188 Land $60,000 Building $338,188 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5024 Arpent St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2019 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 5024 Arpent St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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