5023 Tolo Way, Oceanside, CA 92056 Property Records

San Diego County property record for 5023 Tolo Way, Oceanside, CA 92056

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,547 sqft · built 1996
Lot Size0.312 acres (13,607 sqft)
Owner2 Individual Names on Record
Last Sale$370,000 (Sep 2002)
Tax Bill$6,553 (2025)
Deeds & MortgagesDec 2019 Mortgage
Feb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN169-561-02-00

Property Details

APN / Parcel Number

Primary APN169-561-02-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,547 sqft Living Area

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Lot Area13,607 sqft (0.312 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address5023 TOLO WAY
CityOCEANSIDE
StateCA
Zip92056-5473
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-A
Legal DescriptionLOT 18 TR 012495
Legal SubdivisionLEISURE GLEN
Legal Tract012495
Legal Block2
Legal Lot Number18
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2003
Census Tract19809

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5023 TOLO WAY, OCEANSIDE, CA 92056-5473
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Dec 9, 2019Deed of Trust, Mortgage · Conventional Mortgage
MISSION FCU
Feb 4, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 4, 2002 · Amount on Record
Deed SaleSep 4, 2002 · Amount on Record
Prior SaleAug 15, 2000 · Amount on Record
Deed Document Number2002754042
Last Transfer DateJan 27, 2021
Transfer Doc0000085669
Record UpdatedOct 29, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address5023 TOLO WAY, OCEANSIDE, CA 92056-5473
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000572921
DateDec 9, 2019
Instrument2019-0572921
Lender
NameMISSION FCU
TypeCredit Union
AddressSAN DIEGO, CA 92191
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2050

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateFeb 4, 2021
Property Address5023 TOLO WAY, OCEANSIDE, CA 92056-5473
Document Number0000085669
Map ReferenceMAP 12495
Instrument DateJan 27, 2021
Instrument2021-0085669
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address5023 TOLO WAY, OCEANSIDE, CA 92056-5473

Mortgage

Document Number0000085670
DateFeb 4, 2021
Instrument2021-0085670
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$595,369 (+2%) Land $324,996 Building $270,373
2025$6,553.00 (+8.71%) Homeowner's exemption$583,696 (+4.04%) Land $318,624 Building $265,072
2023$6,028.00 (+0.27%) Homeowner's exemption$561,032 Land $306,252 Building $254,780
2022$6,012.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 80% of California
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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