Macomb County property record for 50228 Waterloo, Chesterfield, MI 48047
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,640 sqft · built 1985 |
| Lot Size | 0.234 acres (10,193 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $209,000 (Nov 2004) |
| Tax Bill | $2,731 (2025) |
| Deeds & Mortgages | Jun 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-09-20-282-001 |
| Primary APN | 15-09-20-282-001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,640 sqft Living Area |
| 1st Floor Area | 930 sqft |
| Basement Area | 650 sqft |
| Unfinished Basement | 650 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,193 sqft (0.234 acres) |
| Lot Dimensions | 120 ft deep x 85 ft wide |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 50228 WATERLOO |
|---|---|
| City | CHESTERFIELD |
| State | MI |
| Zip | 48047-3714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1C RES |
| Legal Description | WINCHESTER SUBDIVISION NO 1 LOT 45 |
| Legal Subdivision | WINCHESTER SUBDIVISION |
| Legal Lot Number | 45 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | CHESTERFIELD |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 221200 |
50228 Waterloo is owned and occupied by two individuals who bought it in November 2004.
Source: Macomb County records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 50228 WATERLOO, CHESTERFIELD, MI 48047-3714 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 9, 2004 · Amount on File |
| Deed Sale | Nov 9, 2004 · Amount on File |
| Prior Sale | Apr 7, 1998 · Amount on File |
| Deed Document Number | 20044242126 |
| Deed Book / Page | 16076 / 596 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 50228 WATERLOO, CHESTERFIELD, MI 48047-3714 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000081531 |
|---|---|
| Date | Jun 29, 2017 |
| Book Page | 24801/924 |
| Instrument | 7081531 |
| Name | CENTRAL MACOMB COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | MOUNT CLEMENS, MI 48046 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jun 28, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 50228 Waterloo was $2,731 with a homeowner's exemption.
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| County Subdivision | Chesterfield Township |
| Unified School District | L'Anse Creuse Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $140,100 | $280,200 | |
| 2025 | $2,731.00 | ||
| 2023 | $119,400 | $238,800 | |
| 2022 | $2,379.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 50228 Waterloo in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 50228 Waterloo has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESTERFIELD TOWNSHIP serves 41,650 people · EPA ID MI0001390 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Aug 2021 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
May also be available: T-Mobile, Verizon.
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