Highlands County property record for 5021 Somervale Trl, Sebring, FL 33875
| Property Type | Pasture |
|---|---|
| Details | 1 bd · 2 ba · 2,208 sqft · built 2024 |
| Lot Size | 9.99 acres (435,520 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $125,000 (May 2021) |
| Tax Bill | $5,151 (2025) |
| Deeds & Mortgages | Sep 2024 Mortgage Aug 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C-35-35-28-010-00A0-0060 |
| Primary APN | C-35-35-28-010-00A0-0060 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,208 sqft Gross Area |
| 1st Floor Area | 1,182 sqft |
| Flooring | Tile |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 435,520 sqft (9.99 acres) |
| Lot Dimensions | 442 ft deep x 25 ft wide |
| Garage Type | Carport |
| Garage Area | 1,778 sqft |
| Carport | Carport |
| Carport Area | 1,778 sqft |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5021 SOMERVALE TRL |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33875-6431 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Pasture |
| Local Zoning Code | AU |
| Legal Description | SOMERVALE DOWNS PB 12/35 PARCEL 6 IN TRACT A |
| Legal Range | 28E |
| Legal Township | 35S |
| Legal Section | 35 |
| Legal Subdivision | SOMERVALE DOWNS |
| Legal Tract | A |
| Legal Lot Number | A |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | LAKE PLACID |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 961401 |
Source: Highlands County records, as of June 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5021 SOMERVALE TRL, SEBRING, FL 33875-6431 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 3, 2024 | Deed of Trust, Mortgage · Conventional Mortgage CREWS BANK & TRUST |
| Aug 24, 2023 | Deed of Trust, Mortgage · Commercial Mortgage FARM CREDIT SERVICES OF FLORIDA ACA |
| May 20, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage CREWS BANK & TRUST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 20, 2021 · Amount on Record |
| Deed Sale | May 20, 2021 · Amount on Record |
| Prior Sale | Aug 30, 2010 |
| Deed Document Number | 20212035194 |
| Deed Book / Page | 2824 / 1294 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 5021 SOMERVALE TRL, SEBRING, FL 33875-6431 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 5021 SOMERVALE TRL, SEBRING, FL 33875-6431 |
| Document Number | 0002220494 |
|---|---|
| Date | Sep 3, 2024 |
| Book Page | 3066/248 |
| Instrument | 2220494 |
| Name | CREWS BANK & TRUST |
|---|---|
| Type | Bank |
| Address | PORT CHARLOTTE, FL 33953 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.82% |
| Type Change Date | Sep 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 7.87% |
| Max Rate At Change | 9.82% |
| Index | 1-Year T-Bill |
| Margin | 3 |
| Max Rate | 13.8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 5021 SOMERVALE TRL, SEBRING, FL 33875-6431 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 509 N PALM AVE, FROSTPROOF, FL 33843-1612 |
| Document Number | 0002165895 |
|---|---|
| Date | Aug 24, 2023 |
| Book Page | 2994/585 |
| Instrument | 2165895 |
| Name | FARM CREDIT SERVICES OF FLORIDA ACA |
|---|---|
| Type | Bank |
| Address | OKEECHOBEE, FL 34972 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | May 20, 2021 |
| Property Address | 5021 SOMERVALE TRL, SEBRING, FL 33875-6431 |
| Document Number | 0002035194 |
| Book / Page | 2824 / 1294 |
| Map Reference | MB 12 PG 35 |
| Instrument Date | May 17, 2021 |
| Instrument | 2035194 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $875.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5264 NW 109TH WAY, CORAL SPRINGS, FL 33076-2749 |
| Name | Verified Name |
|---|---|
| Address | 1627 SE HONEYBELL LN, ARCADIA, FL 34266-3420 |
| Document Number | 0028241296 |
|---|---|
| Date | May 20, 2021 |
| Instrument | 2824/1296 |
| Name | CREWS BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Highlands County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,151.00 (+894.4%) Homeowner's exemption | $394,897 (+18,405.01%) | $456,081 (+581.43%) Land $83,340 Building $372,741 |
| 2024 | $518.00 (+106.37%) | ||
| 2023 | $251.00 (-81.79%) | $2,134 (-97.81%) Land $2,134 | $66,930 (-31.28%) |
| 2022 | $1,378.00 | $97,400 Land $97,400 | $97,400 Land $97,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 7 (2017–2024) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 79% of the US · above 68% of Florida |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 60 / 5 |
| Rapid Systems Fixed Wireless | 50 / 10 |
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