5021 Brittany Downs Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 5021 Brittany Downs Dr, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,468 sqft · built 1994
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$153,000 (Aug 2004)
Tax Bill	$3,431 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A943001351`

Property Details

APN / Parcel Number

Primary APN	`A943001351`
Alternative APN	`3-0113-7021-00-0319.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,468 sqft Living Area
Gross Area	2,616 sqft
1st Floor Area	1,126 sqft
Basement Area	1,090 sqft
Finished Basement	342 sqft
Unfinished Basement	748 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	28 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A943001351
Street Address	5021 BRITTANY DOWNS DR
City	SAINT CHARLES
State	MO
Zip	63304-7187
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRITTANY PL #2 LOT 319
Legal Subdivision	BRITTANY PL #2
Legal Lot Number	319
Jurisdiction	ST CHARLES MO
Township / Civil Division	COTTLEVILLE
Census Block Group	1
Census Block	1023
Census Tract	311322

Owner

5021 Brittany Downs Dr is owned and occupied by an individual who bought it in August 2004.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	5021 BRITTANY DOWNS DR, SAINT CHARLES, MO 63304-7187
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage TOWNE MORTGAGE CO
Jun 3, 2020	Deed of Trust, Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2004 · Amount on File
Deed Sale	Aug 19, 2004 · Amount on File
Prior Sale	Feb 14, 2003 · Amount on File
Deed Document Number	2004809530
Deed Book / Page	3956 / 1782
Prior Transfer Date	Jan 27, 2003
Prior Transfer Doc	0032560679
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	5021 BRITTANY DOWNS DR, SAINT CHARLES, MO 63304-7187
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5021 BRITTANY DOWNS DR, SAINT CHARLES, MO 63304-7187

Mortgage

Document Number	0000097428
Date	Dec 1, 2021
Instrument	2021R-097428

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	5021 BRITTANY DOWNS DR, SAINT CHARLES, MO 63304-7187
Document Number	0073162067
Instrument Date	Jun 3, 2020
Transaction Type	Mortgage
Record Updated	Aug 12, 2020
Title Company	SELECT TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5021 BRITTANY DOWNS DR COTTLEVILLE MO 633047187, COTTLEVILLE, MO 63304-7187

Mortgage

Document Number	0073162067
Date	Jun 10, 2020
Book Page	007316/002067
Instrument	389180

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 9, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 5021 Brittany Downs Dr was $3,431, up 7.8% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Cottleville City
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,596 (-)	$292,609 (-) Building $292,609
2025	$3,431.00 (+7.76%)	$55,596	$292,609 Building $292,609
2024	$3,184.00
2023		$50,491
2022			$265,741 Land $45,000 Building $220,741

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5021 Brittany Downs Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1986–2015)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 2 claims Severe Storms & Flooding, Sep 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5021 Brittany Downs Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Wisper ISP.

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