5021 Bluff Pl, El Cajon, CA 92020 Property Records

San Diego County property record for 5021 Bluff Pl, El Cajon, CA 92020 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,732 sqft · built 1974
Lot Size1.03 acres (44,867 sqft)
Owner2 Individual Names on File
Last Sale$1,700,000 (Nov 2023)
Tax Bill$20,343 (2025)
Deeds & MortgagesNov 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN498-011-07-00

Property Details

APN / Parcel Number

Primary APN498-011-07-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,732 sqft Living Area

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Lot Area44,867 sqft
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address5021 BLUFF PL
CityEL CAJON
StateCA
Zip92020-8212
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 35 TR 003658
Legal SubdivisionHORIZON HILLS ESTATES
Legal Tract003658
Legal Block1
Legal Lot Number35
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1004
Census Tract15403

Owner

Source: San Diego County records · APN 498-011-07-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5021 BLUFF PL, EL CAJON, CA 92020-8212
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 13, 2023 · Amount on Record
Deed SaleNov 13, 2023 · Amount on Record
Prior SaleMar 16, 1988 · Amount on Record
Deed Document Number2023315213
Prior Transfer DateNov 10, 2011
Prior Transfer Doc0000638315
Record UpdatedSep 20, 2026

November 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateNov 13, 2023
Property Address5021 BLUFF PL, EL CAJON, CA 92020-8212
Document Number0000315213
Map ReferenceMAP 3658
Instrument DateNov 10, 2023
Instrument2023-0315213
Transaction TypeTransfer
Record UpdatedNov 22, 2023
Title CompanyLAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address5021 BLUFF PL, EL CAJON, CA 92020-8212

Mortgage

Document Number0000315214
DateNov 13, 2023
Instrument2023-0315214
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2053

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2026$1,768,680 (+2%) Land $1,040,400 Building $728,280
2025$20,343.00 (+174.05%)$1,734,000 (+177.22%) Land $1,020,000 Building $714,000
2023$7,423.00 (+1.62%) Homeowner's exemption$625,504 Land $233,788 Building $391,716
2022$7,305.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskLow
above 7% of the US · above 4% of California
Wildfire LikelihoodAbout 1 in 5,882 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 228 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Bluff Pl

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