50205 Spruce Dr, Chesterfield (New Baltimore), MI 48047 Property Records

Macomb County property record for 50205 Spruce Dr, Chesterfield, MI 48047

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,087 sqft · built 1971
Lot Size	0.179 acres (7,797 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,425 (2025)
Deeds & Mortgages	Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-09-22-278-020`

Property Details

APN / Parcel Number

Primary APN	`15-09-22-278-020`
Alternative APN	`0922278020`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,087 sqft Living Area
1st Floor Area	1,087 sqft
Basement Area	1,087 sqft
Unfinished Basement	1,087 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Lot Area	7,797 sqft (0.179 acres)
Lot Dimensions	120 ft deep x 65 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	50205 SPRUCE DR
City	CHESTERFIELD
State	MI
Zip	48047-4053
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B RES
Legal Description	HOMEWOOD GARDENS SUBDIVISION LOT 183
Legal Subdivision	HOMEWOOD GARDENS SUBDIVISION
Legal Lot Number	183
Jurisdiction	MACOMB MI
Township / Civil Division	CHESTERFIELD
Census Block Group	3
Census Block	3017
Census Tract	221200

Owner

50205 Spruce Dr is owned and occupied by two individuals who acquired it in April 2017.

Source: Macomb County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	50205 SPRUCE DR, CHESTERFIELD, MI 48047-4053
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2017
Deed Sale	Apr 21, 2017
Prior Sale	Nov 10, 2011 · Amount on File
Deed Document Number	20177053342
Deed Book / Page	24674 / 171
Prior Transfer Date	Apr 7, 2017
Prior Transfer Doc	0000053342
Record Updated	Oct 29, 2026

April 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACOMB MI
Recording Date	Apr 21, 2017
Property Address	50205 SPRUCE DR, CHESTERFIELD, MI 48047-4053
Document Number	0000053342
Book / Page	24674 / 171
Map Reference	LB 61 PG 1-3
Instrument Date	Apr 7, 2017
Instrument	7053342
Transaction Type	Transfer
Record Updated	Sep 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50205 SPRUCE DR, CHESTERFIELD, MI 48047-4053

Mortgage

Document Number	0000053343
Date	Apr 21, 2017
Instrument	7053343

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	299 Months
Due	Mar 1, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 50205 Spruce Dr was $2,425 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Chesterfield Township
Unified School District	Anchor Bay School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$116,100 (+5.55%)	$232,200 (+5.55%)
2025	$2,425.00 Homeowner's exemption	$110,000	$220,000
2023		$94,100	$188,200
2022	$2,125.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 50205 Spruce Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 50205 Spruce Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD TOWNSHIP serves 41,650 people · EPA ID MI0001390
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Aug 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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