50205 Silver St, Vicksburg, MI 49097 Property Records

St. Joseph County property record for 50205 Silver St, Vicksburg, MI 49097

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,600 sqft
Lot Size	3.31 acres (144,184 sqft)
Owner	2 Individual Names on File
Last Sale	$60,000 (Dec 2022)
Tax Bill	$5,776 (2025)
Deeds & Mortgages	Mar 2023 Construction Loan Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-006-004-10`

Property Details

APN / Parcel Number

Primary APN	`010-006-004-10`

Interior

Full Baths	1 Bath
Building Area	1,600 sqft Building Perimeter
1st Floor Area	1,600 sqft

Exterior

Architectural Style	Ranch
Lot Area	144,184 sqft (3.31 acres)
Lot Dimensions	250 ft deep x 250 ft wide
Garage Area	576 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	50205 SILVER ST
City	VICKSBURG
State	MI
Zip	49097-9601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-AGI
Legal Description	COM NW COR SEC 6 T5S R10W TH S 802.7 FT TH E 195 FT TO POB TH E 360.82 FT TH S 335.65 FT TH W 360.81 FT TH N 334 FT TO POB. A
Legal Range	10W
Legal Township	05S
Legal Section	06
Jurisdiction	ST JOSEPH MI
Township / Civil Division	MENDON
Census Block Group	2
Census Block	2012
Census Tract	41000

Owner

50205 Silver St is owned and occupied by two individuals who acquired it in March 2023.

Source: St. Joseph County records, as of July 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	50205 SILVER ST, VICKSBURG, MI 49097-9601
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2023	Intrafamily Transfer, Transfer · Construction Mortgage CONSUMERS CU
Dec 19, 2022	Warranty Deed, Transfer · Conventional Mortgage CONSUMERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2022 · Amount on File
Deed Sale	Dec 19, 2022 · Amount on File
Prior Sale	Mar 11, 2015 · Amount on File
Deed Document Number	202210538
Last Transfer Date	Mar 27, 2023
Transfer Doc	2023001947
Record Updated	Sep 20, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH MI
Recording Date	Mar 28, 2023
Property Address	50205 SILVER ST, VICKSBURG, MI 49097
Document Number	2023001947
Instrument Date	Mar 27, 2023
Instrument	2023001947
Transaction Type	Transfer
Record Updated	Jun 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22137 SPRINGER RD, VICKSBURG, MI 49097-8760

Mortgage

Document Number	2023001949
Date	Mar 28, 2023
Instrument	2023001949

Lender

Name	CONSUMERS CU
Type	Credit Union

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Apr 1, 2054

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Dec 19, 2022
Property Address	50205 SILVER ST, VICKSBURG, MI 49097
Document Number	2022010538
Instrument Date	Nov 18, 2022
Instrument	2022010538
Transaction Type	Transfer
Record Updated	Jun 16, 2023
Title Company	OAK TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 541, CENTREVILLE, MI 49032-0541

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22137 SPRINGER RD, VICKSBURG, MI 49097-8760

Mortgage

Date	Dec 19, 2022

Lender

Name	CONSUMERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	7.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2027
Change Frequency	Annually
Min Rate At Change	5.37%
Max Rate At Change	9.37%
Index	Other
Margin	3
Max Rate	12.3%

Tax Assessment & Valuation

The 2025 property tax bill for 50205 Silver St was $5,776 with a homeowner's exemption.

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Mendon Township
Unified School District	Vicksburg Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$127,500 (+7.05%) Land $17,900 Building $109,600	$255,000 (+7.05%) Land $35,800 Building $219,200
2025	$5,776.00 Homeowner's exemption	$119,100 Land $14,900 Building $104,200	$238,200 Land $29,800 Building $208,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 50205 Silver St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1986)
Most Recent Claim	Sep 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 50205 Silver St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Mercury Fiber Fixed Wireless	150 / 20

May also be available: T-Mobile.

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