50205 287th Ave, Elgin, MN 55932 Property Records

Wabasha County property record for 50205 287th Ave, Elgin, MN 55932

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.25 ba · 3,338 sqft · built 2025
Lot Size	0.828 acres (36,063 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Nov 2021)
Tax Bill	$392 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Nov 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R02.00376.00`

Property Details

APN / Parcel Number

Primary APN	`R02.00376.00`
Alternative APN	`02.00376.00`

Interior

Bedrooms	5 Beds
Full Baths	4.25 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,338 sqft Living Area
1st Floor Area	2,016 sqft
Basement Area	336 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	36,063 sqft (0.828 acres)
Garage Type	Attached
Garage Area	624 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	272 sqft
Deck Area	780 sqft
Patio Area	224 sqft
Shed	1 Shed
Shed Area	240 sqft
Gazebo	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	50205 287TH AVE
City	ELGIN
State	MN
Zip	55932-5253
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-34 TWP-108 RANGE-012 WOODLAND ESTATES 2ND SUBDIVISI LOT-005 BLOCK-003 (WWW)
Legal Range	12
Legal Township	108
Legal Section	34
Legal Subdivision	WOODLAND ESTATES 2ND SUBDIVISI
Legal Block	3
Legal Lot Number	5
Jurisdiction	WABASHA MN
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3071
Census Tract	490500

Owner

Source: Wabasha County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	50205 287TH AVE, ELGIN, MN 55932-5253
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2026	Deed of Trust, Mortgage · Closed-End Mortgage FIRST SECURITY BANK
Nov 23, 2021	Warranty Deed, Transfer · Line of Credit FIRST SECURITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2021 · Amount on Record
Deed Sale	Nov 23, 2021 · Amount on Record
Prior Sale	Jul 2, 2009 · Amount on Record
Deed Document Number	2021347009
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WABASHA MN
Property Address	50205 287TH AVE, ELGIN, MN 55932-5253
Transaction Type	Mortgage
Record Updated	Feb 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50205 287TH AVE, ELGIN, MN 55932-5253

Mortgage

Document Number	000A362254
Date	Feb 6, 2026
Instrument	A362254

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	BYRON, MN 55920

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	64 Months
Due	Jun 22, 2031

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WABASHA MN
Recording Date	Nov 23, 2021
Property Address	50205 287TH AVE, ELGIN, MN 55932-5253
Document Number	0000347009
Instrument Date	Oct 15, 2021
Instrument	347009
Transaction Type	Transfer
Record Updated	May 26, 2023
Title Company	ROCHESTER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$990.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	50205 287TH AVE, ELGIN, MN 55932-5253

Mortgage

Document Number	0000347010
Date	Nov 23, 2021
Instrument	347010

Lender

Name	FIRST SECURITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Wabasha County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wabasha County
County Subdivision	Elgin Township
Unified School District	Plainview-Elgin-Millville (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$392.00 (-83.65%) Homeowner's exemption	$698,000 (+755.39%) Land $80,000 Building $618,000	$698,000 (+755.39%) Land $80,000 Building $618,000
2025	$2,398.00 (+3.63%) Homeowner's exemption	$81,600 (-74.98%) Land $75,000 Building $6,600	$81,600 (-74.98%) Land $75,000 Building $6,600
2023	$2,314.00 Homeowner's exemption	$326,200 Land $75,000 Building $251,200	$326,200 Land $75,000 Building $251,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hiawatha Broadband Communications Fiber	5,000 / 5,000
Midco Cable	1,250 / 60
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G (outdoors only) and 4G LTE

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