Osceola County property record for 5020 Windbourne Way, Saint Cloud, FL 34772 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2011 |
| Square Footage | 1,760 sqft Living Area |
| Lot Size | 6,534 sqft (0.15 acres) |
| Garage | Attached, 400 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $2,154.00 (2025) |
| Primary APN | 23-26-30-0669-0001-3830 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,760 sqft Living Area |
| Gross Area | 2,290 sqft Gross Area |
| 1st Floor | 1,760 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,534 sqft (0.15 acres) |
| Depth X Width | 111 ft x 50 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 400 sqft Garage |
| Porch Area | 130 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 5020 WINDBOURNE WAY |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-6864 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SOUTHERN PINES UNIT 3A PB 20 PGS 31-36 LOT 383 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 23 |
| Legal Subdivision | SOUTHERN PINES UNIT 3A |
| Legal Tract | 669 |
| Legal Block | 3830 |
| Legal Lot Number | 383 |
| Legal Unit | 3A |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 43303 |
Source: Osceola County records · APN 23-26-30-0669-0001-3830
Assessment roll updated November 26, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5020 WINDBOURNE WAY, SAINT CLOUD, FL 34772-6864 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Jan 05, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage MY MORTGAGE INC |
| May 19, 2026 | Quit Claim Deed, Transfer · Federal Housing Administration (FHA) Mortgage AM MORTGAGE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 19, 2026 |
| Deed Sale | May 19, 2026 |
| Prior Sale | Apr 12, 2011 · Amount on Record |
| Deed Doc Number | 202666106 |
| Deed Book / Page | 6974 / 142 |
| Prior Transfer Date | May 14, 2026 |
| Prior Transfer Doc | 0000066106 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5020 WINDBOURNE WAY, SAINT CLOUD, FL 34772-6864 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2026 |
| Title Company | METES AND BOUND TITLE COMPANY, METES & BOUNDS TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 5020 WINDBOURNE WAY, SAINT CLOUD, FL 34772-6864 |
| Document Number | 0061230902 |
|---|---|
| Date | Jan 05, 2022 |
| Book Page | 6123/902 |
| Instrument | 2022002851 |
| Name | MY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | CROFTON, MD 21114 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 19, 2026 |
| Property Address | 5020 WINDBOURNE WAY, SAINT CLOUD, FL 34772-6864 |
| Document Number | 0000066106 |
| Book / Page | 6974 / 142 |
| Instrument Date | May 14, 2026 |
| Instrument | 202666106 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | REMARKABLE TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5020 WINDBOURNE WAY, SAINT CLOUD, FL 34772-6864 |
| Document Number | 0000066107, |
|---|---|
| Date | May 19, 2026 |
| Book Page | 6974/144 |
| Instrument | 202666107 |
| Name | AM MORTGAGE INC |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,154.00 (+6.9%) Homeowner's exemption | $163,258 (+5.99%) | $296,600 (+7.46%) Land $75,000 Building $221,600 |
| 2023 | $2,015.00 (+4.13%) Homeowner's exemption | $154,036 (+3%) | $276,000 (+3.14%) Land $60,000 Building $216,000 |
| 2022 | $1,935.00 Homeowner's exemption | $149,550 | $267,600 Land $55,000 Building $212,600 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 65% of the US · above 42% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 376 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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