5020 White Oak Rd, Appling, GA 30802 Property Records

McDuffie County property record for 5020 White Oak Rd, Appling, GA 30802

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,453 sqft · built 1976
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$357,000 (Jul 2022)
Tax Bill	$3,795 (2025)
Deeds & Mortgages	Aug 2005 Mortgage Feb 2013 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`00690 00000 022 000`

Property Details

APN / Parcel Number

Primary APN	`00690 00000 022 000`
Alternative APN	`7149`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,453 sqft Heated Area
1st Floor Area	3,453 sqft
Basement Area	691 sqft
Unfinished Basement	691 sqft
Flooring	Wood
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1997
Exterior Material	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	87,120 sqft (2 acres)
Garage Type	Carport
Garage Area	324 sqft
Carport	Carport
Carport Area	324 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	390 sqft
Deck Area	48 sqft
Patio Area	80 sqft
Storage Building	280 sqft
Pole Barn	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	7149
Street Address	5020 WHITE OAK RD
City	APPLING
State	GA
Zip	30802-2008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	5020 WHITEOAK RD NE
Legal Subdivision	HARRY W VARN JR
Jurisdiction	MCDUFFIE GA
Township / Civil Division	THOMSON
Census Block Group	1
Census Block	1045
Census Tract	950100

Owner

5020 White Oak Rd is owned and occupied by two individuals who bought it in July 2022.

Source: McDuffie County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5020 WHITE OAK RD, APPLING, GA 30802-2008
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2005	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Feb 1, 2013	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK
Jul 1, 2022	Quit Claim Deed, Transfer Quitclaim
Jul 1, 2022	Warranty Deed, Transfer · FHA Mortgage SOUTHSTATE BANK
Jul 1, 2022	Warranty Deed, Transfer · FHA Mortgage SOUTHSTATE BANK
May 2, 2007	Deed, Transfer · Conventional Mortgage CITIMORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2022 · Amount on File
Deed Sale	Jul 5, 2022 · Amount on File
Prior Sale	May 2, 2007 · Amount on File
Deed Document Number	2022564
Deed Book / Page	721 / 824
Prior Transfer Date	Jul 1, 2022
Prior Transfer Doc	000721/838
Record Updated	Oct 29, 2026

August 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDUFFIE GA
Property Address	5020 WHITE OAK RD, APPLING, GA 30802-2008
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000417/342
Date	Aug 25, 2005
Book Page	417/342

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Aug 1, 2010

February 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDUFFIE GA
Property Address	5020 WHITE OAK RD, APPLING, GA 30802-2008
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000598/424
Date	Feb 1, 2013
Book Page	598/424

Lender

Name	CITIBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Feb 1, 2023

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCDUFFIE GA
Recording Date	Jul 1, 2022
Property Address	5020 WHITE OAK RD, APPLING, GA 30802-2008
Document Number	000721/838
Book / Page	721 / 838
Instrument Date	Jul 1, 2022
Instrument	2022-000565
Transaction Type	Transfer
Record Updated	Mar 6, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5020 WHITE OAK RD, APPLING, GA 30802-2008

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDUFFIE GA
Recording Date	Jul 1, 2022
Property Address	5020 WHITE OAK RD, APPLING, GA 30802-2008
Document Number	000721/824
Book / Page	721 / 824
Instrument Date	Jul 1, 2022
Instrument	2022-000564
Transaction Type	Transfer
Record Updated	Mar 6, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5020 WHITE OAK RD, APPLING, GA 30802-2008

Mortgage

Document Number	0000000721/0000000827
Date	Jul 5, 2022
Book Page	0000000721/0000000827

Lender

Name	SOUTHSTATE BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDUFFIE GA
Recording Date	Jul 1, 2022
Property Address	5020 WHITE OAK RD, APPLING, GA 30802-2008
Document Number	000721/824
Book / Page	721 / 824
Instrument Date	Jul 1, 2022
Instrument	2022-000564
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5020 WHITE OAK RD, APPLING, GA 30802-2008

Mortgage

Document Number	0000721827
Date	Jul 1, 2022
Instrument	721/827

Lender

Name	SOUTHSTATE BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	354 Months
Due	Jan 1, 2052

May 2007: Deed, Transfer

Document Type	Deed
Jurisdiction	MCDUFFIE GA
Recording Date	May 2, 2007
Property Address	5020 WHITE OAK RD, APPLING, GA 30802-2008
Document Number	0000471/19
Book / Page	471 / 19
Instrument Date	May 2, 2007
Instrument	2007-000498
Transaction Type	Transfer
Record Updated	Mar 6, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5020 WHITE OAK RD, APPLING, GA 30802-2008

Mortgage

Document Number	0000471/22
Date	May 11, 2007
Book Page	471/22

Lender

Name	CITIMORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 5020 White Oak Rd was $3,795, up 3.7% from the year before.

Source: McDuffie County assessment roll, as of January 9, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	McDuffie County
Unified School District	McDuffie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$156,123 (-0.85%) Land $2,787 Building $153,336	$390,306 (-0.85%) Land $6,968 Building $383,338
2025	$3,795.00 (+3.69%)	$157,461 (+5.36%) Land $2,605 Building $154,856	$393,652 (+5.36%) Land $6,512 Building $387,140
2024	$3,660.00 (+1.02%)	$149,445 (+4.08%) Land $2,347 Building $147,098	$373,611 (+4.08%) Land $5,867 Building $367,744
2023	$3,623.00 (-0.55%)	$143,591 (+5.78%) Land $2,347 Building $141,244	$358,976 (+5.78%) Land $5,867 Building $353,109
2022	$3,643.00	$135,742 Land $2,347 Building $133,395	$339,355 Land $5,867 Building $333,488

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5020 White Oak Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5020 White Oak Rd is moderate, ranking above 44% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 42% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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