5020 Waterloo Dr, Fort Mill, SC 29708 Property Records

York County property record for 5020 Waterloo Dr, Fort Mill, SC 29708

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,538 sqft · built 2018
Lot Size	0.189 acres (8,248 sqft)
Owner	2 Individual Names on File
Last Sale	$411,900 (Nov 2018)
Tax Bill	$4,294 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`644-11-01-127`

Property Details

APN / Parcel Number

Primary APN	`644-11-01-127`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,538 sqft Living Area
Gross Area	4,542 sqft
1st Floor Area	1,269 sqft
2nd Floor Area	1,269 sqft
Basement Area	1,269 sqft
Unfinished Basement	1,269 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Lot Area	8,248 sqft (0.189 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	107 sqft
Deck Area	188 sqft

Location & Zoning

Street Address	5020 WATERLOO DR
City	FORT MILL
State	SC
Zip	29708-0089
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 44 / CAMERON CREEK PHS 4
Legal Subdivision	CAMERON CREEK
Legal Lot Number	44
Jurisdiction	YORK SC
Township / Civil Division	FORT MILL
Census Block Group	3
Census Block	3000
Census Tract	61009

Owner

5020 Waterloo Dr is owned and occupied by two individuals who acquired it in June 2020.

Source: York County records, as of May 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5020 WATERLOO DR, FORT MILL, SC 29708-0089
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2019	Deed of Trust, Mortgage · ARM FOUNDERS FCU
Jun 23, 2020	Quit Claim Deed, Transfer OTHER INSTITUTIONAL LENDERS
Nov 16, 2018	Grant Deed, Subdivision Related Transfer · Conventional with PMI M&I FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2018 · Amount on File
Deed Sale	Nov 16, 2018 · Amount on File
Deed Document Number	201848947
Deed Book / Page	17280 / 477
Last Transfer Date	Jun 18, 2020
Transfer Doc	1836300459
Record Updated	Jun 8, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	5020 WATERLOO DR, TEGA CAY, SC 29708-0089
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1768800369
Date	Jul 31, 2019
Book Page	17688/369
Instrument	2019031642

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	LANCASTER, SC 29720

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Aug 5, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Aug 1, 2026
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	5.5%
Index	Other
Margin	1
Max Rate	9.5%

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YORK SC
Recording Date	Jun 23, 2020
Property Address	5020 WATERLOO DR, TEGA CAY, SC 29708-0089
Document Number	1836300459
Book / Page	018363 / 000459
Instrument Date	Jun 18, 2020
Instrument	27143
Transaction Type	Transfer
Record Updated	Jul 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2550 SALUDA RD ROCK HILL SC 29730, ROCK HILL, SC 29730

Mortgage

Document Number	1836300447
Date	Jun 23, 2020
Book Page	018363/000447
Instrument	27142

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	ATLANTA, GA 30361

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 22, 2050

November 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	YORK SC
Recording Date	Nov 16, 2018
Property Address	5020 WATERLOO DR, TEGA CAY, SC 29708-0089
Document Number	1728000477
Book / Page	017280 / 000477
Instrument Date	Nov 15, 2018
Instrument	48947
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 6, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,524.03
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5020 WATERLOO DR TEGA CAY SC 297080089, TEGA CAY, SC 29708-0089

Mortgage

Document Number	1728000479
Date	Nov 16, 2018
Book Page	017280/000479
Instrument	48948

Lender

Name	M&I FIN'L
Type	Funding / Finance Company
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 15, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 5020 Waterloo Dr was $4,294.

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Municipality	Tega Cay City
Unified School District	York School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,294.00	$17,029 Land $2,795 Building $14,234	$548,300 Land $90,000 Building $458,300
2023	$3,648.00	$14,808 Land $3,200 Building $11,608	$370,207 Land $80,000 Building $290,207

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5020 Waterloo Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5020 Waterloo Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEGA CAY serves 10,500 people · EPA ID SC4610008
Water Source	Purchased surface water from RIVERVIEW RURAL CWS
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber · Cable in parts of the area	5,000 / 5,000

May also be available: Google Fiber, Spectrum, Verizon.

Nearby Properties on Waterloo Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures