Cabarrus County property record for 5020 Wakefield Dr, Concord, NC 28027
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 3 ba · 3,464 sqft · built 2015 |
| Lot Size | 2.92 acres (127,587 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,304 (2023) |
| Deeds & Mortgages | Sep 2025 Mortgage Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03005A0120.000000 |
| Primary APN | 03005A0120.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,464 sqft Living Area |
| Gross Area | 4,746 sqft |
| 1st Floor Area | 2,557 sqft |
| Upper Floors Area | 907 sqft |
| Flooring | Hardwood |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 127,587 sqft (2.92 acres) |
| Lot Dimensions | 306 ft deep x 400 ft wide |
| Garage Type | Mixed |
| Garage Area | 654 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 900 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 320 sqft |
| Deck Area | 308 sqft |
| Storage Building | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 64454 |
|---|---|
| Street Address | 5020 WAKEFIELD DR |
| City | CONCORD |
| State | NC |
| Zip | 28027-0050 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | AO |
| Legal Description | LTS 50 & 51 CEDARBROOK ACRES |
| Legal Subdivision | CEDARBROOK ACRES |
| Legal Lot Number | 50-51 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 3, ODELL |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 41301 |
5020 Wakefield Dr, a rural home, is owned and occupied by two individuals.
Source: Cabarrus County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5020 WAKEFIELD DR, CONCORD, NC 28027-0050 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 30, 2025 | Deed of Trust, Mortgage · Conventional Mortgage LADERA LENDING INC |
| Oct 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 5020 WAKEFIELD DR, CONCORD, NC 28027-0050 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2025 |
| Title Company | UNISOURCE NATIONAL LENDER SERVICES LL, UNISOURCE NATL LENDER SVCS |
| Name | Verified Name |
|---|---|
| Address | 5020 WAKEFIELD DR, CONCORD, NC 28027-0050 |
| Document Number | 0017639180 |
|---|---|
| Date | Sep 30, 2025 |
| Book Page | 17639/180 |
| Name | LADERA LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | LADERA RANCH, CA 92694 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 5020 WAKEFIELD DR, CONCORD, NC 28027-0050 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 15548182 |
|---|---|
| Date | Oct 4, 2021 |
| Book Page | 15548/182 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2036 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $717,750 Land $122,080 Building $595,670 | ||
| 2024 | $717,750 (+72.45%) Land $122,080 Building $595,670 | ||
| 2023 | $3,304.00 | $416,210 Land $96,980 Building $319,230 | $416,210 Land $96,980 Building $319,230 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5020 Wakefield Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5020 Wakefield Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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