Ventura County property record for 5020 Terramar Way, Oxnard, CA 93035
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,503 sqft · built 1976 |
| Lot Size | 0.096 acres (4,180 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $484,000 (May 2012) |
| Tax Bill | $7,442 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 191-0-103-185 |
| Primary APN | 191-0-103-185 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,503 sqft Living Area |
| 1st Floor Area | 1,503 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Bungalow |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Gravel |
| Lot Area | 4,180 sqft (0.096 acres) |
| Garage Area | 482 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 5020 TERRAMAR WAY |
|---|---|
| City | OXNARD |
| State | CA |
| Zip | 93035-1837 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB1 |
| Legal Description | TRACT: 127701 LOT: 192 REF: 029MR 061 |
| Legal Tract | 127701 |
| Legal Block | 103 |
| Legal Lot Number | 192 |
| Jurisdiction | VENTURA CA |
| Township / Civil Division | OXNARD |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 3615 |
Source: Ventura County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5020 TERRAMAR WAY, OXNARD, CA 93035-1837 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 23, 2012 · Amount on Record |
| Deed Sale | May 23, 2012 · Amount on Record |
| Prior Sale | Oct 1, 2004 · Amount on Record |
| Deed Document Number | 201292366 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Property Address | 5020 TERRAMAR WAY, OXNARD, CA 93035-1837 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|---|
| Address | 5020 TERRAMAR WAY, OXNARD, CA 93035-1837 |
| Document Number | 0000133918 |
|---|---|
| Date | Aug 28, 2020 |
| Instrument | 20200828-00133918 |
| Name | LADERA LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | LADERA RANCH, CA 92694 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2050 |
Source: Ventura County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | Ventura County |
| Municipality | Oxnard City |
| Elementary School District | Oxnard Elementary School District (KG - 08) |
| Secondary School District | Oxnard Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $620,075 (+2%) Land $435,596 Building $184,479 | |
| 2025 | $7,442.00 (+2.21%) Homeowner's exemption | $607,917 (+4.04%) Land $427,055 Building $180,862 |
| 2024 | $7,281.00 (+3.82%) | |
| 2023 | $7,013.00 (+3.13%) Homeowner's exemption | $584,312 Land $410,472 Building $173,840 |
| 2022 | $6,800.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 90 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 93 units insured incl. 3 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks.
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