5020 Silver Leaf Dr, Cumming, GA 30040 Property Records

Forsyth County property record for 5020 Silver Leaf Dr, Cumming, GA 30040

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,065 sqft · built 2007
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Jul 2015)
Tax Bill	$5,594 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`081-000-438`

Property Details

APN / Parcel Number

Primary APN	`081-000-438`
Alternative APNs	`000000017340` `0000147068` `081 438`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	3,065 sqft Living Area
Basement Area	1,516 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	83 sqft
Deck Area	Deck Area
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	0000147068
Street Address	5020 SILVER LEAF DR
City	CUMMING
State	GA
Zip	30040-9701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR1
Legal Description	2-1 165 LT 27 PH 1B SILVERLEAF
Legal Subdivision	SILVER LEAF
Legal Phase	1
Legal Block	3
Legal Lot Number	27
Jurisdiction	FORSYTH GA
Township / Civil Division	CUMMING
Census Block Group	3
Census Block	3003
Census Tract	130410

Owner

5020 Silver Leaf Dr is owned and occupied by two individuals who bought it in July 2015.

Source: Forsyth County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5020 SILVER LEAF DR, CUMMING, GA 30040-9701
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Deed of Trust, Mortgage · Line of Credit GEORGIA UNITED CREDIT UNION
Sep 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2015 · Amount on File
Deed Sale	Jul 31, 2015 · Amount on File
Prior Sale	Apr 3, 2007 · Amount on File
Deed Document Number	20157746
Deed Book / Page	7467 / 332
Prior Transfer Date	Mar 7, 2007
Prior Transfer Doc	0004692465
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	5020 SILVER LEAF DR, CUMMING, GA 30040-9701
Transaction Type	Mortgage
Record Updated	Apr 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5020 SILVER LEAF DR, CUMMING, GA 30040-9701

Mortgage

Document Number	0117970000000713
Date	Mar 17, 2026
Book Page	0000011797/0000000713

Lender

Name	GEORGIA UNITED CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	5020 SILVER LEAF DR, CUMMING, GA 30040-9701
Document Number	0096560502
Instrument Date	Sep 15, 2020
Transaction Type	Mortgage
Record Updated	Oct 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5020 SILVER LEAF DR CUMMING GA 300409701, CUMMING, GA 30040-9701

Mortgage

Document Number	0096560502
Date	Oct 9, 2020
Book Page	009656/000502

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 8, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 5020 Silver Leaf Dr was $5,594 with exemptions applied, up 2.6% from the year before.

Source: Forsyth County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Forsyth County
Unified School District	Forsyth County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,594.00 (+2.59%) Homeowner's exemption Additional exemption filed	$285,416 Land $68,000 Building $217,416	$713,540 Land $170,000 Building $543,540
2024	$5,453.00 (+13.75%)
2023	$4,794.00 (+1.65%) Homeowner's exemption	$252,436 (+59.39%) Land $60,000 Building $192,436	$631,090 (+59.39%) Land $150,000 Building $481,090
2022	$4,716.00 Homeowner's exemption	$158,376 Land $32,000 Building $126,376	$395,940 Land $80,000 Building $315,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5020 Silver Leaf Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5020 Silver Leaf Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUMMING serves 58,661 people · EPA ID GA1170000
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Point Broadband.

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