5020 Red Cedar St, Duluth, MN 55811 Property Records

St. Louis County property record for 5020 Red Cedar St, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,065 sqft · built 2006
Lot Size	0.513 acres (22,382 sqft)
Owner	Individual Name on Record
Last Sale	$635,000 (Jun 2021)
Tax Bill	$10,438 (2026)
Deeds & Mortgages	Jun 2021 Sale & Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`395-0113-00210`

Property Details

APN / Parcel Number

Primary APN	`395-0113-00210`
Alternative APN	`1110166`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	3,065 sqft Gross Area
1st Floor Area	3,065 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Lot Area	22,382 sqft (0.513 acres)
Garage Area	2,285 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Deck Area	84 sqft
Storage Building	120 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1110166
Street Address	5020 RED CEDAR ST
City	DULUTH
State	MN
Zip	55811-1777
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLOCK 6 SERIAL #
Legal Subdivision	HIDDEN CREEK PRESERVE
Legal Block	6
Legal Lot Number	1
Jurisdiction	ST LOUIS MN
Township / Civil Division	HERMANTOWN
Census Block Group	2
Census Block	2000
Census Tract	10302

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5020 RED CEDAR ST, DULUTH, MN 55811-1777
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2021	Warranty Deed, Transfer · Conventional Mortgage FRANDSEN BANK & TRUST
May 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE BK/COMMERCE
Jan 8, 2019	Deed of Trust, Mortgage · Line of Credit NORTH SHORE BK/COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2021 · Amount on Record
Deed Sale	Jun 3, 2021 · Amount on Record
Prior Sale	Nov 20, 2015 · Amount on Record
Deed Document Number	20211415674
Prior Transfer Date	Nov 1, 2010
Prior Transfer Doc	0001148356
Record Updated	Sep 20, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 3, 2021
Property Address	5020 RED CEDAR ST, DULUTH, MN 55811-1777
Document Number	0001415674
Instrument Date	May 21, 2021
Instrument	1415674
Transaction Type	Transfer
Record Updated	Jun 24, 2021
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,095.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5020 RED CEDAR ST, HERMANTOWN, MN 55811-1777

Mortgage

Document Number	0001415675
Date	Jun 3, 2021
Instrument	1415675

Lender

Name	FRANDSEN BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5020 RED CEDAR ST, DULUTH, MN 55811-1777
Document Number	00A1379690
Instrument Date	May 5, 2020
Transaction Type	Mortgage
Record Updated	Jul 22, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5020 RED CEDAR ST HERMANTOWN MN 558111777, HERMANTOWN, MN 55811-1777

Mortgage

Document Number	00A1379690
Date	May 13, 2020
Instrument	A1379690

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 12, 2050

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5020 RED CEDAR ST, DULUTH, MN 55811-1777
Document Number	0001348427
Instrument Date	Jan 8, 2019
Transaction Type	Mortgage
Record Updated	Mar 12, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5020 RED CEDAR ST HERMANTOWN MN 558111777, HERMANTOWN, MN 55811-1777

Mortgage

Document Number	0001348427
Date	Jan 16, 2019
Instrument	1348427

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jan 15, 2024

Interest

Rate Type	Adjustable Rate
Rate	5.5%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Hermantown City
Unified School District	Hermantown Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,438.00 (+0.46%) Homeowner's exemption
2025	$10,390.00 (+5.78%) Homeowner's exemption	$764,300 (+7.59%) Land $93,500 Building $670,800	$764,300 (+7.59%) Land $93,500 Building $670,800
2024	$9,822.00	$710,400 (+8.31%) Land $89,900 Building $620,500	$710,400 (+8.31%) Land $89,900 Building $620,500
2022		$655,900 Land $66,900 Building $589,000	$655,900 Land $66,900 Building $589,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Hermantown serves 7,215 people · EPA ID MN1690043
Water Source	Purchased surface water from Duluth
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

May also be available: T-Mobile.

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