Hamilton County property record for 5020 Ralph Ave, Cincinnati, OH 45238
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 950 sqft · built 1973 |
| Lot Size | 0.192 acres (8,407 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $121,900 (Oct 2019) |
| Tax Bill | $2,870 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage Oct 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 183-0002-0159-00 |
| Primary APN | 183-0002-0159-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 950 sqft Living Area |
| 1st Floor Area | 950 sqft |
| Basement Area | 950 sqft |
| Year Built | Built 1973 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 8,407 sqft (0.192 acres) |
| Lot Dimensions | 167 ft deep x 50 ft wide |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 5020 RALPH AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45238-3804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5020 RALPH AVE 50 X 167.50 FT NS RALPH 510 FT E OF COVEDALE |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 10700 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5020 RALPH AVE, CINCINNATI, OH 45238-3804 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 12, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 14, 2019 | Warranty Deed, Transfer · FHA Mortgage RAPID MORTGAGE COMPANY |
| Jul 26, 2017 | Warranty Deed, Transfer · Conventional with PMI THIRD FED'L S&L ASSN/CLEVELAND |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 14, 2019 · Amount on Record |
| Deed Sale | Oct 14, 2019 · Amount on Record |
| Prior Sale | Jul 26, 2017 · Amount on Record |
| Deed Document Number | 0000089107 |
| Deed Book / Page | 14022 / 00960 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 5020 RALPH AVE, CINCINNATI, OH 45238-3804 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2022 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000096344 |
|---|---|
| Date | Oct 12, 2022 |
| Book Page | 14771/100 |
| Instrument | 2022-0096344 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Nov 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 14, 2019 |
| Property Address | 5020 RALPH AVE, CINCINNATI, OH 45238-3804 |
| Document Number | 0000089107 |
| Book / Page | 14022 / 00960 |
| Instrument Date | Sep 19, 2019 |
| Instrument | 2019-0089107 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $487.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5020 RALPH AVE, CINCINNATI, OH 45238-3804 |
| Document Number | 0000089108 |
|---|---|
| Date | Oct 14, 2019 |
| Instrument | 2019-0089108 |
| Name | RAPID MORTGAGE COMPANY |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 26, 2017 |
| Property Address | 5020 RALPH AVE, CINCINNATI, OH 45238-3804 |
| Document Number | 0000067329 |
| Book / Page | 013467 / 000270 |
| Instrument Date | Jul 24, 2017 |
| Instrument | 67329 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2017 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $243.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5020 RALPH AVE CINCINNATI OH 452383804, CINCINNATI, OH 45238-3804 |
| Document Number | 67330 |
|---|---|
| Date | Jul 26, 2017 |
| Book Page | 013467/000272 |
| Instrument | 67330 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 25, 2047 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,870.00 (+3.13%) | $46,463 (-) Land $8,663 Building $37,800 | |
| 2024 | $2,783.00 (-2.21%) | $46,463 (-) Land $8,663 Building $37,800 | |
| 2023 | $2,846.00 (-5.1%) | $46,463 (+5.73%) Land $8,663 Building $37,800 | $132,750 (+5.73%) Land $24,750 Building $108,000 |
| 2022 | $2,999.00 Homeowner's exemption | $43,943 Land $6,780 Building $37,163 | |
| 2020 | $125,550 Land $19,370 Building $106,180 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no wildfire likelihood modeled here |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 601 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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