5020 Quercus Loop, Winter Haven, FL 33880 Property Records

Polk County property record for 5020 Quercus Loop, Winter Haven, FL 33880 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 2004
Square Footage	2,278 sqft Living Area
Lot Size	9,640 sqft (0.221 acres)
Occupancy	Owner Occupied
Last Sale	$25,000 (2003)
Tax Bill	$1,535.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`25-29-02-356726-000790`
Alternative APNs	`022925356726000790` `22925000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,278 sqft Living Area
Gross Area	3,072 sqft Gross Area
1st Floor	2,278 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Stucco Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Hip Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	9,640 sqft (0.221 acres)
Garage Type	Attached Garage
Garage Area	420 sqft Garage
Shed	1 Shed
Porch Area	459 sqft Porch

Location & Zoning

Street Address	5020 QUERCUS LOOP
City	WINTER HAVEN
State	FL
Zip	33880-8809
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	OAK PRESERVE PHASE ONE PLAT BOOK 123 PGS 11 & 12 LOT 79
Legal Range	25E
Legal Township	29S
Legal Section	02
Legal Subdivision	OAK PRESERVE PHASE ONE
Legal Phase	1
Legal Tract	356726
Legal Block	2
Legal Lot Number	79
Jurisdiction	POLK FL
Minor Civil Division	WINTER HAVEN-AUBURNDALE
Census Blockgroup	2
Census Block	2022
Census Tract	14704

Owner

Source: Polk County records · APN 25-29-02-356726-000790

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5020 QUERCUS LOOP, WINTER HAVEN, FL 33880-8809
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 07, 2003 · Amount on Record
Deed Sale	Nov 07, 2003 · Amount on Record
Deed Doc Number	2003225249
Deed Book / Page	5574 / 2036
Record Refreshed	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	5020 QUERCUS LOOP, WINTER HAVEN, FL 33880-8809
Transaction Type	Mortgage
Record Updated	Dec 09, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5020 QUERCUS LOOP, WINTER HAVEN, FL 33880-8809

Mortgage

Document Number	0000277782
Date	Nov 24, 2025
Book Page	13788/2237
Instrument	2025277782

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Dec 08, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,535.00 (-26.97%) Homeowner's exemption	$158,937 (+5.99%)	$317,637 (-2.78%) Land $42,000 Building $275,637
2024	$2,102.00 (+9.42%)
2023	$1,921.00 (+3.73%) Homeowner's exemption	$149,959 (+3%)	$326,728 (+14.97%) Land $40,000 Building $286,728
2022	$1,852.00 Homeowner's exemption	$145,591	$284,194 Land $34,000 Building $250,194

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Low above 34% of the US · above 8% of Florida
Wildfire Likelihood	About 1 in 1,786 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.