Montgomery County property record for 5020 Ormand Rd, Dayton, OH 45449
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,214 sqft · built 1965 |
| Lot Size | 0.216 acres (9,422 sqft) |
| Owner | Individual Name on File |
| Last Sale | $159,900 (Oct 2019) |
| Tax Bill | $4,380 (2025) |
| Deeds & Mortgages | Dec 2023 Sale Oct 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | K48-00514-0004 |
| Primary APN | K48-00514-0004 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,214 sqft Living Area |
| 1st Floor Area | 1,066 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Colonial |
| Exterior Material | Brick/Stone |
| Construction Type | Steel Frame |
| Lot Area | 9,422 sqft (0.216 acres) |
| Lot Dimensions | 157 ft deep x 60 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Detached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 255 sqft |
| Patio Area | 255 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 5020 ORMAND RD |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45449-2749 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3005 |
| Legal Subdivision | CITY/WEST CARROLLTON REV |
| Legal Lot Number | 4 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | WEST CARROLLTON |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 50301 |
Source: Montgomery County assessment roll, APN K48-00514-0004, as of December 30, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5020 ORMAND RD, DAYTON, OH 45449-2749 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 19, 2023 | Warranty Deed, Transfer |
| Oct 02, 2019 | Warranty Deed, Transfer · FHA Mortgage WARSAW FED'L S&L ASSN |
| Feb 22, 2019 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Feb 22, 2019 | Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 02, 2019 · Amount on Record |
| Deed Sale | Oct 02, 2019 · Amount on Record |
| Prior Sale | Nov 23, 2011 · Amount on Record |
| Deed Document Number | 201954225 |
| Last Transfer Date | Dec 12, 2023 |
| Transfer Doc | 0000064309 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Dec 19, 2023 |
| Property Address | 5020 ORMAND RD, DAYTON, OH 45449-2749 |
| Document Number | 0000064309 |
| Instrument Date | Dec 12, 2023 |
| Instrument | 202300064309 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5020 ORMAND RD, DAYTON, OH 45449-2749 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Oct 02, 2019 |
| Property Address | 5020 ORMAND RD, DAYTON, OH 45449-2749 |
| Document Number | 0000054225 |
| Instrument Date | Jul 30, 2019 |
| Instrument | 54225 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $479.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5020 ORMAND RD #FD DAYTON OH 454492749, FD, DAYTON, OH 45449-2749 |
| Document Number | 54226 |
|---|---|
| Date | Oct 02, 2019 |
| Instrument | 54226 |
| Name | WARSAW FED'L S&L ASSN |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45205 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 5020 ORMAND RD, DAYTON, OH 45449-2749 |
| Document Number | 0000013322 |
| Instrument Date | Feb 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 01, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 5020 ORMAND RD WEST CARROLLTON OH 454492749, WEST CARROLLTON, OH 45449-2749 |
| Document Number | 0000013322 |
|---|---|
| Date | Mar 18, 2019 |
| Instrument | 13322 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 17, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 5020 ORMAND RD, DAYTON, OH 45449-2749 |
| Document Number | 0000015613 |
| Instrument Date | Feb 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 5020 ORMAND RD WEST CARROLLTON OH 454492749, WEST CARROLLTON, OH 45449-2749 |
| Document Number | 0000015613 |
|---|---|
| Date | Mar 29, 2019 |
| Instrument | 15613 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 28, 2049 |
| Rate | 5.12% |
|---|
Source: Montgomery County assessment roll as of December 30, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | West Carrollton City |
| Unified School District | West Carrollton City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,380.00 | $69,230 (-) Land $10,140 Building $59,090 | $197,800 (-) Land $28,970 Building $168,830 |
| 2024 | $4,380.00 (+3.45%) | ||
| 2023 | $4,234.00 (+12.31%) | $69,230 (+42.74%) Land $10,140 Building $59,090 | $197,800 (+42.75%) Land $28,970 Building $168,830 |
| 2022 | $3,770.00 | $48,500 Land $7,090 Building $41,410 | |
| 2020 | $138,560 Land $20,260 Building $118,300 |
Source: FEMA National Flood Hazard Layer, Montgomery County (39113C), as of June 21, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391130503012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1989–2020) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Apr 2020 · other causes |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 371 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Benton Ridge Telephone Company Fixed Wireless | 400 / 40 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Cincinnati Bell, Verizon.
Source: EPA Safe Drinking Water Information System, water system OH5702812, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WEST CARROLLTON CITY PWS serves 8,361 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2023 |
| Also Mapped Here | MONTGOMERY COUNTY WATER SERVICES 1 PWS |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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