Citrus County property record for 5020 N Western Dr, Hernando, FL 34442
| Property Type | Mobile Home |
|---|---|
| Details | 4 bd · 2 ba · 1,560 sqft · built 1998 |
| Lot Size | 1.14 acres (49,689 sqft) |
| Owner | Individual Name on File |
| Last Sale | $160,000 (May 2023) |
| Tax Bill | $27 (2025) |
| Deeds & Mortgages | May 2025 Mortgage May 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1518S19E00200600 |
| Primary APN | 1518S19E00200600 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,560 sqft Living Area |
| Gross Area | 1,860 sqft |
| 1st Floor Area | 1,560 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Mobile Home |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 49,689 sqft (1.14 acres) |
| Lot Dimensions | 180 ft deep x 455 ft wide |
| Porch | Screened Aluminum Porch |
|---|---|
| Porch Area | 300 sqft |
| Deck Area | 128 sqft |
| Patio Area | 128 sqft |
| Utility Building | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 1606527 |
|---|---|
| Street Address | 5020 N WESTERN DR |
| City | HERNANDO |
| State | FL |
| Zip | 34442-2607 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | LDRMH |
| Legal Description | FOREST LAKE N PB 8 PG 101 LOT 60 |
| Legal Range | 19E |
| Legal Township | 18S |
| Legal Section | 05 |
| Legal Subdivision | FOREST LAKE NORTH |
| Legal Lot Number | 60 |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | INVERNESS |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 450103 |
5020 N Western Dr, a mobile home, is owned and occupied by an individual who bought it in May 2023.
Source: Citrus County records, as of May 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5020 N WESTERN DR, HERNANDO, FL 34442-2607 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 23, 2025 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| May 1, 2023 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2023 · Amount on File |
| Deed Sale | May 1, 2023 · Amount on File |
| Prior Sale | Feb 20, 2014 · Amount on File |
| Deed Document Number | 202324953 |
| Deed Book / Page | 3374 / 2102 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 5020 N WESTERN DR, HERNANDO, FL 34442-2607 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2025 |
| Name | Verified Name |
|---|---|
| Address | 5020 N WESTERN DR, HERNANDO, FL 34442-2607 |
| Document Number | 0035690925 |
|---|---|
| Date | May 23, 2025 |
| Book Page | 3569/925 |
| Instrument | 2025031560 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | May 1, 2023 |
| Property Address | 5020 N WESTERN DR, HERNANDO, FL 34442-2607 |
| Document Number | 0033742102 |
| Book / Page | 3374 / 2102 |
| Map Reference | MB 8 PG 101 |
| Instrument Date | Apr 26, 2023 |
| Instrument | 2023024953 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,120.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3363 N CAROLWOOD PT, HERNANDO, FL 34442-8924 |
| Name | Verified Name |
|---|---|
| Address | 5020 N WESTERN DR, HERNANDO, FL 34442-2607 |
| Document Number | 0033742104 |
|---|---|
| Date | May 1, 2023 |
| Instrument | 3374/2104 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2053 |
The 2025 property tax bill for 5020 N Western Dr was $27 with a veteran's exemption.
Source: Citrus County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $27.00 Veteran's exemption | $136,884 (-0.72%) Land $31,710 Building $105,174 | $136,884 (-0.72%) Land $31,710 Building $105,174 |
| 2024 | $27.00 (-98.75%) Homeowner's exemption Additional exemption filed | $137,874 (+3.13%) Land $38,190 Building $99,684 | $137,874 (+3.13%) Land $38,190 Building $99,684 |
| 2023 | $2,166.00 (+306.38%) Additional exemption filed | $133,692 (+27.69%) Land $26,050 Building $107,642 | $133,692 (+27.69%) Land $26,050 Building $107,642 |
| 2022 | $533.00 Homeowner's exemption Additional exemption filed | $104,698 Land $19,390 Building $85,308 | $104,698 Land $19,390 Building $85,308 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5020 N Western Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5020 N Western Dr is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · lower than 73% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROLLING OAKS SUBDIVISION public/private · serves 11,572 people · EPA ID FL6090150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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