5020 Keyser Mill Rd, Baker, FL 32531 Property Records

Okaloosa County property record for 5020 Keyser Mill Rd, Baker, FL 32531

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,068 sqft · built 2004
Lot Size	11 acres (479,160 sqft)
Owner	Individual Name on Record
Last Sale	$600,000 (Nov 2025)
Tax Bill	$4,481 (2025)
Deeds & Mortgages	Nov 2025 Sale Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-595-9281-6`

Property Details

APN / Parcel Number

Primary APN	`C56-000-595-9281-6`
Alternative APN	`19-3N-24-0000-0002-0120`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,068 sqft Heated Area
Gross Area	3,648 sqft
1st Floor Area	2,007 sqft
Upper Floors Area	1,061 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2004
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	479,160 sqft (11 acres)
Porch	Open Porch
Porch Area	442 sqft
Patio Area	138 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	5020 KEYSER MILL RD
City	BAKER
State	FL
Zip	32531-5302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM SE COR N 3956.22 FT N 77 DEG W 2936.66 FT S 550 FT N 77 DEG W 884.32 FT S 1231.25 FT S 66 DEG W 8.9 FT S 244.85 FT TO R/W
Legal Range	24
Legal Township	03N
Legal Section	19
Legal Lot Number	1
Jurisdiction	OKALOOSA FL
Township / Civil Division	BAKER
Census Block Group	3
Census Block	3046
Census Tract	20102

Owner

Source: Okaloosa County records, as of December 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2033 W JAMES LEE BLVD, CRESTVIEW, FL 32536-5400
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Warranty Deed, Transfer OKALOOSA TITLE, OKALOOSA TTL & ABSTRACT CO I
Feb 24, 2021	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
Nov 15, 2022	Warranty Deed, Transfer GENESIS LAND AND TTL CO LLC
Jul 2, 2021	Warranty Deed, Transfer · Conventional Mortgage PENTAGON FCU
Mar 25, 2017	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 25, 2025 · Amount on Record
Deed Sale	Nov 25, 2025 · Amount on Record
Prior Sale	Nov 15, 2022 · Amount on Record
Deed Document Number	3785954
Record Updated	Jun 8, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Nov 25, 2025
Property Address	5020 KEYSER MILL RD, BAKER, FL 32531-5302
Document Number	0003785954
Instrument Date	Nov 11, 2025
Instrument	3785954
Transaction Type	Transfer
Record Updated	Dec 17, 2025
Title Company	OKALOOSA TITLE, OKALOOSA TTL & ABSTRACT CO I

Transaction

Amount	Amount Recorded
Tax	$4,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5020 KEYSER MILL RD, BAKER, FL 32531-5302

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2033 W JAMES LEE BLVD, CRESTVIEW, FL 32536-5400

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	5020 KEYSER MILL RD, BAKER, FL 32531-5302
Transaction Type	Mortgage
Record Updated	Feb 24, 2023
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5020 KEYSER MILL RD, BAKER, FL 32531-5302

Mortgage

Document Number	0035273900
Date	Feb 24, 2021
Book Page	3527/3900
Instrument	3432592

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2041

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Nov 15, 2022
Property Address	5020 KEYSER MILL RD, BAKER, FL 32531-5302
Document Number	0036511623
Book / Page	3651 / 1623
Instrument Date	Nov 11, 2022
Instrument	3590990
Transaction Type	Transfer
Record Updated	Feb 24, 2023
Title Company	GENESIS LAND AND TTL CO LLC

Transaction

Amount	Amount Recorded
Tax	$3,948.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12804 HATTERAS ST, VALLEY VILLAGE, CA 91607-1409

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5020 KEYSER MILL RD, BAKER, FL 32531-5302

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jul 2, 2021
Property Address	5020 KEYSER MILL RD, BAKER, FL 32531-5302
Document Number	0035580730
Book / Page	3558 / 730
Instrument Date	Jun 25, 2021
Instrument	3469051
Transaction Type	Transfer
Record Updated	Feb 24, 2023
Title Company	GENESIS LAND & TITLE CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,696.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6620 225TH ST E, BRADENTON, FL 34211-7400

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5020 KEYSER MILL RD, BAKER, FL 32531-5302

Mortgage

Document Number	0003558731
Date	Jul 2, 2021
Instrument	3558/731

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	5020 KEYSER MILL RD, BAKER, FL 32531-5302
Document Number	0032931706
Book / Page	003293 / 001706
Instrument Date	Mar 25, 2017
Transaction Type	Mortgage
Record Updated	May 15, 2017
Title Company	WORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5020 KEYSER MILL RD BAKER FL 325315302, BAKER, FL 32531-5302

Mortgage

Document Number	0032931706
Date	Mar 30, 2017
Book Page	003293/001706
Instrument	3126175

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Mar 29, 2042

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,481.00 (+3.23%)	$458,491 (+4.18%) Land $70,574 Building $387,917	$458,491 (+4.18%) Land $70,574 Building $387,917
2023	$4,341.00 (+6.24%)	$440,079 (+7.56%) Land $62,198 Building $377,881	$440,079 (+7.56%) Land $62,198 Building $377,881
2022	$4,086.00	$409,151 Land $58,951 Building $350,200	$409,151 Land $58,951 Building $350,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLT WATER WORKS, INC. serves 2,582 people · EPA ID FL1460352
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
CenturyLink DSL	60 / 5

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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