Berrien County property record for 5020 E Napier Ave, Benton Harbor, MI 49022
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,902 sqft · built 2004 |
| Lot Size | 20.2 acres (883,397 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $64,900 (Sep 2002) |
| Tax Bill | $3,969 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-0030-0010-08-3 |
| Primary APN | 01-0030-0010-08-3 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,902 sqft Living Area |
| 1st Floor Area | 2,688 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Lot Area | 883,397 sqft (20.2 acres) |
| Garage Area | 850 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5020 E NAPIER AVE |
|---|---|
| City | BENTON HARBOR |
| State | MI |
| Zip | 49022-9691 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | BEG ON S LN SEC 30 T4S R17W 553.19'S89DEG43'10''E OF SW COR SD SEC 30 TH N00DEG23'35''W 1594.46' TO C/L NAPIER AVE TH N85DEG47'19''E ON C/L 547.85' TH S00DEG23'35''E 1637.37' TO S SEC LN TH N89DEG43'10''W 546.67' TO POB |
| Legal Range | 17W |
| Legal Township | 04S |
| Legal Section | 30 |
| Legal Lot Number | 547 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | BAINBRIDGE |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 10400 |
Source: Berrien County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5020 E NAPIER AVE, BENTON HARBOR, MI 49022-9691 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 24, 2002 · Amount on Record |
| Deed Sale | Sep 24, 2002 · Amount on Record |
| Deed Book / Page | 2295 / 1099 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 5020 E NAPIER AVE, BENTON HARBOR, MI 49022-9691 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5020 E NAPIER AVE, BENTON HARBOR, MI 49022-9691 |
| Document Number | 03386/3260 |
|---|---|
| Date | Sep 26, 2022 |
| Book Page | 3386/3260 |
| Instrument | 2022363312 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | TROY, MI 48085 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Oct 1, 2032 |
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Bainbridge Township |
| Unified School District | Benton Harbor Area Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $333,500 (+27.88%) | $667,000 (+27.88%) | |
| 2025 | $3,969.00 (+13.56%) | ||
| 2023 | $260,800 | $521,600 | |
| 2022 | $3,495.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Midwest Energy & Communications Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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