502 Windsor Way, Sergeant Bluff, IA 51054 Property Records

Woodbury County property record for 502 Windsor Way, Sergeant Bluff, IA 51054

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,594 sqft · built 2006
Lot Size	0.339 acres (14,766 sqft)
Owner	Individual Name on File
Last Sale	$338,000 (Aug 2021)
Tax Bill	$4,882 (2025)
Deeds & Mortgages	Jan 2025 Line of Credit Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`884732127002`

Property Details

APN / Parcel Number

Primary APN	`884732127002`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,594 sqft Living Area
1st Floor Area	1,586 sqft
Basement Area	1,586 sqft
Finished Basement	1,100 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	14,766 sqft (0.339 acres)
Garage Type	Attached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	502 WINDSOR WAY
City	SERGEANT BLUFF
State	IA
Zip	51054-8967
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MEADOW BROOK 2ND ADDN LOT 2
Legal Subdivision	MEADOW BROOK SECOND ADDITION
Legal Lot Number	2
Jurisdiction	WOODBURY IA
Township / Civil Division	WOODBURY
Census Block Group	3
Census Block	3000
Census Tract	3301

Owner

502 Windsor Way is owned and occupied by an individual who bought it in August 2021.

Source: Woodbury County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	502 WINDSOR WAY, SERGEANT BLUFF, IA 51054-8967
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2025	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Aug 3, 2021	Warranty Deed, Transfer · Conventional Mortgage STIFEL BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2021 · Amount on File
Deed Sale	Aug 3, 2021 · Amount on File
Prior Sale	Sep 8, 2006 · Amount on File
Deed Document Number	202110785
Record Updated	Oct 29, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Property Address	502 WINDSOR WAY, SERGEANT BLUFF, IA 51054-8967
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 WINDSOR WAY, SERGEANT BLUFF, IA 51054-8967

Mortgage

Document Number	0000000936
Date	Jan 28, 2025
Instrument	2025-00936

Lender

Name	LENDAGE LLC
Type	Mortgage Company
Address	TEMPE, AZ 85288

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOODBURY IA
Recording Date	Aug 3, 2021
Property Address	502 WINDSOR WAY, SERGEANT BLUFF, IA 51054-8967
Document Number	0000000785
Instrument Date	Aug 2, 2021
Instrument	2021-10785
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 WINDSOR WAY, SERGEANT BLUFF, IA 51054-8967

Mortgage

Document Number	0000000786
Date	Aug 3, 2021
Instrument	2021-10786

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 502 Windsor Way was $4,882.

Source: Woodbury County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Woodbury County
Municipality	Sergeant Bluff City
Unified School District	Sergeant Bluff-Luton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,882.00	$331,680 Land $29,530 Building $302,150	$331,680 Land $29,530 Building $302,150
2023	$4,720.00 (-2.64%)	$315,610 Land $30,710 Building $284,900	$315,610 Land $30,710 Building $284,900
2022	$4,848.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 502 Windsor Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 502 Windsor Way is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 73% of Iowa
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SERGEANT BLUFF WATER SUPPLY serves 5,015 people · EPA ID IA9774033
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Long Lines Metro Fiber · Cable in parts of the area	1,000 / 1,000
Sparklight Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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