502 Windsor Cir, Fox River Grove, IL 60021 Property Records

McHenry County property record for 502 Windsor Cir, Fox River Grove, IL 60021

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,940 sqft · built 1997
Lot Size	0.413 acres (18,004 sqft)
Owner	Individual Name on Record
Last Sale	$560,000 (Oct 2025)
Tax Bill	$13,463 (2024)
Deeds & Mortgages	Dec 2022 Mortgage Oct 2025 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`20-17-353-015`

Property Details

APN / Parcel Number

Primary APN	`20-17-353-015`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,940 sqft
Gross Area	4,166 sqft
1st Floor Area	1,579 sqft
2nd Floor Area	1,361 sqft

Exterior

Year Built	Built 1997
Architectural Style	Colonial
Exterior Material	Frame Siding
Lot Area	18,004 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	502 WINDSOR CIR
City	FOX RIVER GROVE
State	IL
Zip	60021-1151
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2021R0003789 LT 2 PICNIC GROVE SUB
Legal Range	09E
Legal Township	43N
Legal Section	17
Legal Subdivision	PICNIC GROVE SUB
Legal Block	353
Legal Lot Number	2
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	1
Census Block	1024
Census Tract	871402

Owner

Source: McHenry County records, as of October 28, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	502 WINDSOR CIR, FOX RIVER GROVE, IL 60021-1151
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage DUPAGE CU
Oct 16, 2025	Warranty Deed, Transfer · FHA Mortgage SOFI BANK NA
Jan 21, 2021	Grant Deed, Transfer ATTORNEY ONLY
Sep 23, 2020	Special Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
Jan 23, 2020	Quit Claim Deed, Foreclosure ATTORNEY ONLY
Jan 23, 2020	Court-Ordered Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2025 · Amount on Record
Deed Sale	Oct 16, 2025 · Amount on Record
Prior Sale	Jan 21, 2021
Deed Document Number	2025R0028805
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	502 WINDSOR CIR, FOX RIVER GROVE, IL 60021-1151
Transaction Type	Mortgage
Record Updated	Oct 29, 2025
Title Company	HERITAGE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041708
Date	Dec 20, 2022
Instrument	2022R0041708

Lender

Name	DUPAGE CU
Type	Credit Union
Address	NAPERVILLE, IL 60567

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2043

Interest

Rate Type	Adjustable Rate
Rate	7%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2028
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	9%
Index	1-Year CMT
Margin	3
Max Rate	13%

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Oct 16, 2025
Property Address	502 WINDSOR CIR, FOX RIVER GROVE, IL 60021-1151
Document Number	0000028805
Map Reference	DOC 97R022138
Instrument Date	Sep 25, 2025
Instrument	2025R0028805
Transaction Type	Transfer
Record Updated	Oct 29, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	502 WINDSOR CIR, FOX RIVER GROVE, IL 60021-1151

Mortgage

Document Number	0000028806
Date	Oct 16, 2025
Instrument	2025R0028806

Lender

Name	SOFI BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.12%

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MCHENRY IL
Recording Date	Jan 21, 2021
Property Address	502 WINDSOR CIR, FOX RIVER GROVE, IL 60021-1151
Document Number	0000003789
Instrument Date	Jan 14, 2021
Instrument	3789
Transaction Type	Transfer
Record Updated	Feb 11, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	502 WINDSOR CIR FOX RIVER GROVE IL 600211151, FOX RIVER GROVE, IL 60021-1151

September 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Sep 23, 2020
Property Address	502 WINDSOR CIR, FOX RIVER GROVE, IL 60021-1151
Document Number	0000038841
Map Reference	DOC 97R022138
Instrument Date	Jul 6, 2020
Instrument	2020R0038841
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	RADIAN SETTLEMENT SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5000 PLANO PKWY, 5000, CARROLLTON, TX 75010-4900

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 WINDSOR CIR, FOX RIVER GROVE, IL 60021-1151

Mortgage

Document Number	0000038842
Date	Sep 23, 2020
Instrument	2020R0038842

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.25%

January 2020: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	MCHENRY IL
Recording Date	Jan 23, 2020
Property Address	502 WINDSOR CIR, FOX RIVER GROVE, IL 60021-1151
Document Number	0000002940
Instrument Date	Jan 17, 2020
Instrument	2940
Transaction Type	Foreclosure
Record Updated	Feb 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

January 2020: Court-Ordered Deed, Foreclosure

Document Type	Court-Ordered Deed
Jurisdiction	MCHENRY IL
Recording Date	Jan 23, 2020
Property Address	502 WINDSOR CIR, FOX RIVER GROVE, IL 60021-1151
Document Number	0000002939
Instrument Date	Dec 23, 2019
Instrument	2939
Transaction Type	Foreclosure
Record Updated	Feb 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	1235 N DUTTON AVE #E SANTA ROSA CA 954014666, E, SANTA ROSA, CA 95401-4666

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2024

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Fox River Grove Village
Secondary School District	Community High School District 155 (09 - 12)
Elementary School District	Fox River Grove Consolidated School District 3 (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$13,463.00 Homeowner's exemption	$148,277 (+7.2%) Land $36,957 Building $111,320	$444,831 (+7.2%) Land $110,871 Building $333,960
2022	Homeowner's exemption	$138,316 Land $34,942 Building $103,374	$414,948 Land $104,826 Building $310,122

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	12 (1979–2026)
Claims Outside the SFHA	3 of 12
Most Recent Claim	Apr 2026 · river or lake flooding
Claims by Event	Severe Storms & Flooding, Oct 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOX RIVER GROVE serves 4,702 people · EPA ID IL1110200
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2020
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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