502 Water St, Celebration (Kissimmee), FL 34747 Property Records

Osceola County property record for 502 Water St, Celebration, FL 34747

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,214 sqft · built 1998
Lot Size	0.017 acres (740 sqft)
Owner	2 Individual Names on Record
Last Sale	$364,000 (Mar 2025)
Tax Bill	$4,978 (2025)
Deeds & Mortgages	Aug 2022 Sale Oct 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-25-28-5423-0001-5020`

Property Details

APN / Parcel Number

Primary APN	`07-25-28-5423-0001-5020`
Alternative APNs	`252807542300015020` `10715`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,214 sqft Living Area
Gross Area	1,232 sqft
1st Floor Area	1,214 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Condo/Apartment
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Footing
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	740 sqft (0.017 acres)

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	502 WATER ST
City	KISSIMMEE
State	FL
Zip	34747-4639
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	OPUD
Legal Description	WATER STREET CONDO PH 4 CB 4 PG 72-79 UNIT 502
Legal Range	28E
Legal Township	25S
Legal Section	07
Legal Subdivision	WATER STREET CONDO PH 4
Legal Phase	4
Legal Tract	5423
Legal Block	5020
Legal Lot Number	502
Jurisdiction	OSCEOLA FL
Township / Civil Division	KISSIMMEE
Census Block Group	1
Census Block	1011
Census Tract	40807

Owner

Source: Osceola County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14395 SW 73RD CT, PALMETTO BAY, FL 33158-1665
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2022	Warranty Deed, Transfer THE CLOSING BOUTIQUE LLC, THE CLOSING AGENT LLC
Oct 15, 2019	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS
Apr 23, 2019	Warranty Deed, Transfer · Conventional Mortgage PRIME LNDG
Jul 26, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2025 · Amount on Record
Deed Sale	Mar 3, 2025 · Amount on Record
Prior Sale	Aug 12, 2022 · Amount on Record
Deed Document Number	202526034
Deed Book / Page	6747 / 998
Prior Transfer Date	Jul 5, 2005
Prior Transfer Doc	0028512155
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 12, 2022
Property Address	502 WATER ST, CELEBRATION, FL 34747-4639
Document Number	0062680995
Book / Page	6268 / 995
Map Reference	MB 1482 PG 1998
Instrument Date	Aug 12, 2022
Instrument	2022124063
Transaction Type	Transfer
Record Updated	Sep 1, 2022
Title Company	THE CLOSING BOUTIQUE LLC, THE CLOSING AGENT LLC

Transaction

Amount	Amount Recorded
Tax	$2,387.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4405 PLUMOSA DR, 4405, MIMS, FL 32754-5039

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1240 CELEBRATION AVE, CELEBRATION, FL 34747-4444

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 15, 2019
Property Address	502 WATER ST, CELEBRATION, FL 34747-4639
Document Number	0056060681
Book / Page	005606 / 000681
Instrument Date	Oct 8, 2019
Instrument	133176
Transaction Type	Transfer
Record Updated	Nov 4, 2019
Title Company	CLOSING AGENT INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,666.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4405 PLUMOSA DR MIMS FL 327545039, MIMS, FL 32754-5039

Mortgage

Document Number	56060683
Date	Oct 15, 2019
Book Page	005606/000683
Instrument	133177

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2049

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 23, 2019
Property Address	502 WATER ST, CELEBRATION, FL 34747-4639
Document Number	0055110520
Book / Page	005511 / 000520
Instrument Date	Apr 15, 2019
Instrument	50608
Transaction Type	Transfer
Record Updated	May 10, 2019
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,645.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	2066 N 1220 E PROVO UT 846042158, PROVO, UT 84604-2158

Mortgage

Document Number	55110522
Date	Apr 23, 2019
Book Page	005511/000522
Instrument	50609

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 22, 2049

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 26, 2017
Property Address	502 WATER ST, CELEBRATION, FL 34747-4639
Document Number	0051842135
Book / Page	005184 / 002135
Instrument Date	Jul 26, 2017
Instrument	108298
Transaction Type	Transfer
Record Updated	Aug 25, 2017

Transaction

Amount	Amount Recorded
Tax	$1,508.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	9833 PECKY CYPRESS WAY ORLANDO FL 328366559, ORLANDO, FL 32836-6559

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,978.00 (+12.17%)	$305,100 (+10.14%) Building $305,100	$305,100 (+10.14%) Building $305,100
2023	$4,438.00 (+19.78%)	$277,000 (+14.84%) Building $277,000	$277,000 (+14.84%) Building $277,000
2022	$3,705.00	$241,200 Building $241,200	$241,200 Building $241,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber · Cable in parts of the area	1,200 / 35
Alteva of Warwick Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hotwire Communications.

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