502 W 4th St, Sandwich, IL 60548 Property Records

DeKalb County property record for 502 W 4th St, Sandwich, IL 60548

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · built 2002
Lot Size	0.181 acres (7,890 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Jan 2025)
Tax Bill	$5,581 (2024)
Deeds & Mortgages	Jan 2025 Mortgage Jan 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-26-453-009`

Property Details

APN / Parcel Number

Primary APN	`19-26-453-009`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Lot Area	7,890 sqft (0.181 acres)
Lot Dimensions	122 ft deep x 66 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1926453009
Street Address	502 W 4TH ST
City	SANDWICH
State	IL
Zip	60548-1415
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 - FORD & ARMES SUBDIVISION
Legal Subdivision	FORD & ARMES SUBDIVISION
Legal Lot Number	4
Jurisdiction	DE KALB IL
Township / Civil Division	SANDWICH
Census Block Group	1
Census Block	1044
Census Tract	2000

Owner

Source: DeKalb County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	108 APPLETREE CT, B, YORKVILLE, IL 60560-2135
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2025	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE
Jan 3, 2025	Warranty Deed, Transfer CHICAGO TITLE TRUST, CHICAGO TITLE & TRUST
Mar 20, 2019	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK
Jul 12, 2022	Warranty Deed, Transfer · FHA Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2025 · Amount on Record
Deed Sale	Jan 3, 2025 · Amount on Record
Prior Sale	Jul 12, 2022 · Amount on Record
Deed Document Number	202553
Record Updated	Oct 29, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	502 W 4TH ST, SANDWICH, IL 60548-1415
Transaction Type	Mortgage
Record Updated	Jun 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 APPLETREE CT, YORKVILLE, IL 60560-2134

Mortgage

Document Number	0000000054
Date	Jan 3, 2025
Instrument	2025000054

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2055

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Jan 3, 2025
Property Address	502 W 4TH ST, SANDWICH, IL 60548-1415
Document Number	0000000053
Map Reference	DOC 2002006144
Instrument Date	Dec 18, 2024
Instrument	2025000053
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	CHICAGO TITLE TRUST, CHICAGO TITLE & TRUST

Transaction

Amount	Amount Recorded
Tax	$280.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 W 4TH ST, SANDWICH, IL 60548-1415

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	502 W 4TH ST, SANDWICH, IL 60548-1415
Transaction Type	Mortgage
Record Updated	Apr 24, 2023
Title Company	WHEATLAND TITLE, WHEATLAND TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 E CHURCH ST, SANDWICH, IL 60548-2218

Mortgage

Document Number	0000001966
Date	Mar 20, 2019
Instrument	2019001966

Lender

Name	FIRST STATE BANK
Type	Bank
Address	MENDOTA, IL 61342

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2039

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Jul 12, 2022
Property Address	502 W 4TH ST, SANDWICH, IL 60548-1415
Document Number	0000006609
Map Reference	DOC 2002006144
Instrument Date	Jul 8, 2022
Instrument	2022006609
Transaction Type	Transfer
Record Updated	Apr 24, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	502 W 4TH ST, SANDWICH, IL 60548-1415

Mortgage

Document Number	0000006610
Date	Jul 12, 2022
Instrument	2022006610

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Sandwich Township
Municipality	Sandwich City
Unified School District	Sandwich Community Unit School District 430 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$79,893 (+22.25%) Land $18,607 Building $61,286	$239,679 (+22.25%) Land $55,821 Building $183,858
2024	$5,581.00
2023		$65,353 Land $15,221 Building $50,132	$196,059 Land $45,663 Building $150,396

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–2008)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDWICH serves 7,156 people · EPA ID IL0374850
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Watch TV.

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