502 Twin Rail Dr, Minooka, IL 60447 Property Records

Grundy County property record for 502 Twin Rail Dr, Minooka, IL 60447

Property Summary

Property Type	Commercial
Details	11,000 sqft · built 1996
Lot Size	1.34 acres (58,370 sqft)
Owner	Company Name on Record
Last Sale	$550,000 (Jul 2022)
Tax Bill	$16,553 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Jul 2022 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`03-02-428-005`

Property Details

APN / Parcel Number

Primary APN	`03-02-428-005`

Interior

Building Area	11,000 sqft Total Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	58,370 sqft (1.34 acres)

Location & Zoning

Street Address	502 TWIN RAIL DR
City	MINOOKA
State	IL
Zip	60447-9464
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	TWIN RAIL SUB LT 16 SEC 2-34-8
Legal Range	08W
Legal Township	34N
Legal Section	02
Legal Subdivision	TWIN RAIL SUBDIVISION
Legal Lot Number	16
Jurisdiction	GRUNDY IL
Township / Civil Division	AUX SABLE
Census Block Group	3
Census Block	3097
Census Tract	102

Owner

Source: Grundy County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	502 TWIN RAIL DR, MINOOKA, IL 60447-9464
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2022	Deed of Trust, Mortgage · Commercial Mortgage OSB COMMUNITY BANK
Jul 6, 2022	Warranty Deed, Construction Loan · Construction Mortgage OSB COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2022 · Amount on Record
Deed Sale	Jul 6, 2022 · Amount on Record
Deed Document Number	2022614229
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Property Address	502 TWIN RAIL DR, MINOOKA, IL 60447-9464
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000617209
Date	Dec 12, 2022
Instrument	617209

Lender

Name	OSB COMMUNITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Dec 2, 2025

Interest

Rate Type	Adjustable Rate

July 2022: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	GRUNDY IL
Recording Date	Jul 6, 2022
Property Address	502 TWIN RAIL DR, MINOOKA, IL 60447-9464
Document Number	0000614229
Map Reference	DOC 347038
Instrument Date	Jun 25, 2022
Instrument	614229
Transaction Type	Construction Loan
Record Updated	Jun 30, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 TWIN RAIL DR, MINOOKA, IL 60447-9464

Mortgage

Document Number	0000614230
Date	Jul 6, 2022
Instrument	614230

Lender

Name	OSB COMMUNITY BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Jun 29, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Grundy County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Grundy County
County Subdivision	Aux Sable Township
Municipality	Minooka Village
Elementary School District	Minooka Community Consolidated School District 201 (PK - 08)
Secondary School District	Minooka Community High School District 111 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,553.00 (+24.45%)	$206,370 (+24.45%) Land $22,989 Building $183,381	$619,110 (+24.45%) Land $68,967 Building $550,143
2022	$13,301.00	$165,829 Land $18,473 Building $147,356	$497,487 Land $55,419 Building $442,068

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40

May also be available: Verizon.

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