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502 Sunset Ct, Rock Rapids, IA 51246 Property Records

Lyon County property record for 502 Sunset Ct, Rock Rapids, IA 51246

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,296 sqft · built 2021
Lot Size0.34 acres (14,807 sqft)
OwnerIndividual Name on Record
Last Sale$245,000 (Feb 2024)
Tax Bill$2,986 (2025)
Deeds & MortgagesMay 2025 Transfer
Feb 2024 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN350000140660000

Property Details

APN / Parcel Number

Primary APN350000140660000

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,296 sqft Living Area
Basement Area1,296 sqft
Unfinished Basement1,296 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleRanch
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area14,807 sqft (0.34 acres)
Lot Dimensions168 ft deep x 89 ft wide
Garage TypeAttached
Garage Area529 sqft
Parking Spaces2 Parking Spaces
Deck Area25 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address502 SUNSET CT
CityROCK RAPIDS
StateIA
Zip51246-1108
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSINGLE-FAM
Legal DescriptionSUNSET COURT LOT 6 BLK 1
Legal Range45W
Legal Township99N
Legal Section05
Legal SubdivisionSUNSET COURT ADDITION
Legal Block1
Legal Lot Number6
JurisdictionLYON IA
Township / Civil DivisionROCK
Census Block Group2
Census Block2007
Census Tract950200

Owner

Source: Lyon County records, as of December 23, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 223, ROCK RAPIDS, IA 51246-0223
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 28, 2025Affidavit of Death of Joint Tenant, Transfer
Feb 12, 2024Warranty Deed, Transfer · Conventional Mortgage
FRONTIER BANK
Dec 2, 2021Deed, Transfer · Conventional Mortgage
WORTHINGTON FSB

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 12, 2024 · Amount on Record
Deed SaleFeb 12, 2024 · Amount on Record
Deed Document Number2024252
Deed Book / Page2024 / 252
Last Transfer DateMay 28, 2025
Transfer Doc02025/1242
Record UpdatedJun 8, 2026

May 2025: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionLYON IA
Recording DateMay 28, 2025
Property Address502 SUNSET CT, ROCK RAPIDS, IA 51246-1108
Document Number02025/1242
Book / Page2025 / 1242
Instrument DateMay 22, 2025
Instrument2025 1242
Transaction TypeTransfer
Record UpdatedOct 10, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address502 SUNSET CT, ROCK RAPIDS, IA 51246-1108

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLYON IA
Recording DateFeb 12, 2024
Property Address502 SUNSET CT, ROCK RAPIDS, IA 51246-1108
Document Number002024/252
Book / Page2024 / 252
Instrument DateFeb 8, 2024
Instrument2024 252
Transaction TypeTransfer
Record UpdatedOct 10, 2025
Title CompanyIOWA ABSTRACT AND TITLE COMPANY, IOWA ABSTRACT AND TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$391.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address502 SUNSET CT, ROCK RAPIDS, IA 51246-1108

Mortgage

Document Number0002024272
DateFeb 12, 2024
Instrument2024 272
Lender
NameFRONTIER BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2054
Interest
Rate TypeAdjustable Rate
Rate6.5%
Type Change DateMar 1, 2029
Change Frequency5 Years
Min Rate At Change6.5%
Max Rate At Change9%
Index5-Year TN
Max Rate12.5%

December 2021: Deed, Transfer

Document TypeDeed
JurisdictionLYON IA
Recording DateDec 2, 2021
Property Address502 SUNSET CT, ROCK RAPIDS, IA 51246-1108
Document Number02021/3577
Book / Page2021 / 3577
Instrument DateNov 11, 2021
Instrument2021 3577
Transaction TypeTransfer
Record UpdatedOct 10, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$343.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1214 CARTER ST, LARCHWOOD, IA 51241-7657

Mortgage

Document Number0020213580
DateDec 2, 2021
Instrument2021 3580
Lender
NameWORTHINGTON FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Lyon County assessment roll, as of October 10, 2025

Property Jurisdictions

TypeName
StateIowa
CountyLyon County
MunicipalityRock Rapids City
Unified School DistrictCentral Lyon Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,986.00$310,910 (+58.16%) Land $29,660 Building $281,250$310,910 (+14.48%) Land $29,660 Building $281,250
2024$2,986.00 (-12.54%)
2023$196,580 (-7.54%) Land $29,660 Building $166,920$271,580 (+27.74%)
2022$3,414.00$212,600 Land $29,660 Building $182,940
2021$212,600 Land $29,660 Building $182,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1993)
Most Recent ClaimMay 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLYON-SIOUX RWS-ROCK RAPIDS
private · serves 1,187 people · EPA ID IA6000800
Water SourcePurchased groundwater from several systems
Last State InspectionOct 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Premier Communications
Fiber · Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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