502 State St, Sterling, CO 80751 Property Records

Logan County property record for 502 State St, Sterling, CO 80751

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,536 sqft · built 2009
Lot Size	0.289 acres (12,589 sqft)
Owner	2 Individual Names on Record
Last Sale	$299,900 (Jun 2026)
Tax Bill	$1,612 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone AH (high risk)
APN	`38052529330020`

Property Details

APN / Parcel Number

Primary APN	`38052529330020`
Alternative APN	`6167100`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,536 sqft Living Area
1st Floor Area	1,204 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	12,589 sqft (0.289 acres)
Lot Dimensions	90 ft deep x 50 ft wide
Garage Type	Built-in
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Deck Area	146 sqft
Patio Area	146 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	6167100
Street Address	502 STATE ST
City	STERLING
State	CO
Zip	80751-3044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 90' LOT 16 BLK 8 PACKARDS ADDN STERLING
Legal Range	52W
Legal Township	08N
Legal Section	29
Legal Subdivision	PACKARDS
Legal Block	8
Legal Lot Number	16
Jurisdiction	LOGAN CO
Township / Civil Division	STERLING
Census Block Group	2
Census Block	2059
Census Tract	966102

Owner

Source: Logan County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	502 STATE ST, STERLING, CO 80751-3044
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2026	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE COMPANY
Aug 21, 2020	Warranty Deed, Transfer · Conventional Mortgage GUARDIAN MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2026 · Amount on Record
Deed Sale	Jun 8, 2026 · Amount on Record
Prior Sale	Aug 21, 2020 · Amount on Record
Deed Document Number	2026780380
Deed Book / Page	1068 / 586
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOGAN CO
Recording Date	Jun 8, 2026
Property Address	502 STATE ST, STERLING, CO 80751-3044
Document Number	0000780380
Book / Page	1068 / 586
Instrument Date	Jun 5, 2026
Instrument	2026780380
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,028.99
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	502 STATE ST, STERLING, CO 80751-3044

Mortgage

Document Number	0000780381,
Date	Jun 8, 2026
Instrument	2026780381

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOGAN CO
Recording Date	Aug 21, 2020
Property Address	502 STATE ST, STERLING, CO 80751-3044
Document Number	0000750920
Book / Page	1039 / 103
Instrument Date	Aug 20, 2020
Instrument	750920
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$25.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 STATE ST, STERLING, CO 80751-3044

Mortgage

Document Number	0000750921
Date	Aug 21, 2020
Instrument	750921

Lender

Name	GUARDIAN MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Logan County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Logan County
Municipality	Sterling City
Unified School District	Valley School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,612.00 (+20.66%)
2024	$1,336.00 (+16.78%)	$21,220 (-93.27%)	$316,670 (+0.47%) Land $25,200 Building $291,470
2023	$1,144.00 (-36.55%)	$315,180 (+1,339.18%) Land $25,200 Building $289,980	$315,180 (-) Land $25,200 Building $289,980
2022	$1,803.00	$21,900 Land $1,750 Building $20,150	$315,180 Land $25,200 Building $289,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 41 policies
Nearby Flood Policies	41 in force
Nearby Flood Claims	1 (1997)
Most Recent Claim	Jun 1997 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STERLING serves 15,100 people · EPA ID CO0138045
Water Source	Groundwater influenced by surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Kentec Communications Fiber	1,000 / 1,000
ElektraFi Fixed Wireless	400 / 80
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Vistabeam.

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