502 Seacliff Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 502 Seacliff Dr, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,207 sqft · built 1970
Lot Size	0.065 acres (2,831 sqft)
Owner	2 Individual Names on Record
Last Sale	$740,000 (May 2012)
Tax Bill	$12,117 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Oct 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`038-172-45`

Property Details

APN / Parcel Number

Primary APN	`038-172-45`
Alternative APN	`038-172-45-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,207 sqft Living Area
Gross Area	1,616 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Construction Type	Wood
Roof Material	Other
Lot Area	2,831 sqft (0.065 acres)
Garage Type	Attached
Garage Area	409 sqft
Parking Spaces	2 Parking Spaces
Deck Area	520 sqft
Patio Area	520 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	502 SEACLIFF DR
City	APTOS
State	CA
Zip	95003-3537
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-4
Legal Description	BLK 3 LOT 1
Legal Subdivision	SEACLIFF PARK 03
Legal Block	3
Legal Lot Number	1
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1020
Census Tract	122100

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	502 SEACLIFF DR, APTOS, CA 95003-3537
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage FINANCIAL FUNDING SOLUTIONS INC
Oct 11, 2022	Intrafamily Transfer, Transfer ORANGE COAST LENDER SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2012 · Amount on Record
Deed Sale	May 25, 2012 · Amount on Record
Prior Sale	Jun 30, 1998 · Amount on Record
Deed Document Number	201225179
Prior Transfer Date	Dec 29, 2010
Prior Transfer Doc	0000001018
Record Updated	Sep 20, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 6, 2022
Property Address	502 SEACLIFF DR, APTOS, CA 95003-3537
Document Number	0000011116
Map Reference	MB 18 PG 59
Instrument Date	Dec 26, 2020
Instrument	2022-0011116
Transaction Type	Transfer
Record Updated	Apr 20, 2022
Title Company	ORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	502 SEACLIFF DR, APTOS, CA 95003-3537
Investor	Possibly a Property Investor

Mortgage

Document Number	0000011117
Date	Apr 6, 2022
Instrument	2022-0011117

Lender

Name	FINANCIAL FUNDING SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Jan 1, 2051

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 11, 2022
Property Address	502 SEACLIFF DR, APTOS, CA 95003-3537
Document Number	0000028125
Map Reference	MB 18 PG 59
Instrument Date	Dec 26, 2020
Instrument	2022-0028125
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ORANGE COAST LENDER SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	502 SEACLIFF DR, 502, APTOS, CA 95003-3537

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	502 SEACLIFF DR, APTOS, CA 95003-3537
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$948,073 (+2%) Land $563,719 Building $384,354
2025	$12,117.00 (+10.13%)	$929,482 (+4.04%) Land $552,665 Building $376,817
2023	$11,002.00 (+2.21%)	$893,390 Land $531,205 Building $362,185	$1,264,140
2022	$10,764.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	12 (1982–2023)
Claims Outside the SFHA	1 of 12
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 6 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Cruzio, GeoLinks, Verizon.

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