502 Sandy Rd, Dover, TN 37058 Property Records

Stewart County property record for 502 Sandy Rd, Dover, TN 37058

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,365 sqft · built 1974
Lot Size1.3 acres (56,628 sqft)
Owner2 Individual Names on File
Last Sale$120,000 (Oct 2011)
Tax Bill$960 (2025)
Deeds & MortgagesNov 2023 Line of Credit
May 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN081084H A 02900

Property Details

APN / Parcel Number

Primary APN081084H A 02900
Alternative APN
  • 084H A 02900

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,365 sqft Living Area
1st Floor Area1,365 sqft
Basement Area1,250 sqft
Unfinished Basement1,250 sqft
Utility RoomUtility Room
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1976
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area56,628 sqft (1.3 acres)
TerrainRolling
Garage TypeCarport
Garage Area252 sqft
CarportCarport
Carport Area252 sqft
DrivewayDriveway
Driveway Area640 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area30 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address502 SANDY RD
CityDOVER
StateTN
Zip37058-3619
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 07, COUNTY AREA: D04
JurisdictionSTEWART TN
Township / Civil Division5
Census Block Group1
Census Block1044
Census Tract110700

Owner

Source: Stewart County records · APN 081084H A 02900

Assessment roll updated January 26, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address502 SANDY RD, DOVER, TN 37058-3619
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

DateDocument
Nov 13, 2023Deed of Trust, Mortgage · Line of Credit
FORTERA FCU
May 07, 2019Deed of Trust, Mortgage · Conventional Mortgage
CONNEXUS CREDIT UNION
Aug 18, 2021Deed of Trust, Mortgage
WELLS FARGO BANK NA
Sep 12, 2022Intrafamily Transfer, Transfer · FHA Mortgage
LOWER LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 21, 2011 · Amount on Record
Deed SaleOct 21, 2011 · Amount on Record
Prior SaleApr 24, 1987
Deed Document Number201136450
Deed Book / Page145 / 233
Last Transfer DateSep 02, 2022
Transfer Doc000276/637
Record UpdatedJun 08, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTEWART TN
Property Address502 SANDY RD, DOVER, TN 37058-3619
Transaction TypeMortgage
Record UpdatedDec 04, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000291/25
DateNov 13, 2023
Book Page291/25
Instrument68910
Lender
NameFORTERA FCU
TypeCredit Union
AddressCLARKSVILLE, TN 37040
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 12, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTEWART TN
Property Address502 SANDY RD, DOVER, TN 37058-3619
Transaction TypeMortgage
Record UpdatedSep 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address502 SANDY RD, DOVER, TN 37058-3619

Mortgage

Document Number0000000223/0000000464
DateMay 07, 2019
Book Page0000000223/0000000464
Instrument55014
Lender
NameCONNEXUS CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJan 01, 2029

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTEWART TN
Property Address502 SANDY RD, DOVER, TN 37058-3619
Transaction TypeMortgage
Record UpdatedSep 27, 2022
Title CompanyFIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address502 SANDY RD, DOVER, TN 37058-3619

Mortgage

Document Number000259/380
DateAug 18, 2021
Book Page259/380
Instrument62335
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressDES MOINES, IA 50328
Agreement
AmountAmount Recorded
Term242 Months
DueOct 01, 2041

September 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSTEWART TN
Recording DateSep 12, 2022
Property Address502 SANDY RD, DOVER, TN 37058-3619
Document Number000276/637
Book / Page276 / 637
Instrument DateSep 02, 2022
Instrument65799
Transaction TypeTransfer
Record UpdatedSep 27, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address506 SANDY RD, DOVER, TN 37058-3619

Mortgage

Document Number0000065800
DateSep 12, 2022
Instrument65800
Lender
NameLOWER LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2052

Tax Assessment & Valuation

Source: Stewart County records · Assessment roll updated January 26, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateTennessee
CountyStewart County
MunicipalityDover City
Unified School DistrictStewart County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$960.00$42,500 (-) Land $4,625 Building $37,875
2024$960.00 (+6.67%)$42,500 (+69.15%) Land $4,625 Building $37,875
2023$900.00$25,125 (-) Land $3,100 Building $22,025
2022$900.00$25,125 Land $3,100 Building $22,025$100,500 (-40.88%) Land $12,400 Building $88,100
2021$170,000 Land $18,500 Building $151,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stewart County (47161C), updated January 14, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 471611107001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (2013–2021)
Claims Outside the SFHA3 of 3
Most Recent ClaimAug 2021 · river or lake flooding

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 32 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cumberland Connect
Fiber
1,000 / 1,000
Mediacom Communications
Cable
1,000 / 50
T-Mobile USA
Fixed Wireless
100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemDOVER WATER DEPT
serves 4,037 people
Water SourceSurface water
Last State InspectionNov 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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