502 S Talbot St, Saint Michaels, MD 21663 Property Records

Talbot County property record for 502 S Talbot St, Saint Michaels, MD 21663

Property Summary

Property Type	Single Family Home
Details	672 sqft · built 1920
Lot Size	0.11 acres (4,800 sqft)
Owner	Company Name on Record
Last Sale	$425,000 (Sep 2022)
Tax Bill	$8,877 (2026)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Dec 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`02-061406`

Property Details

APN / Parcel Number

Primary APN	`02-061406`
Alternative APNs	`2061406` `061406`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,624 sqft Total Area
1st Floor Area	672 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Siding
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,800 sqft (0.11 acres)
Porch	Slab
Deck Area	336 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	061406
Street Address	502 S TALBOT ST
City	SAINT MICHAELS
State	MD
Zip	21663
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 40X120 W/S TALBOT ST ST MICHAELS
Jurisdiction	TALBOT MD
Township / Civil Division	2, ST. MICHAELS
Census Block Group	4
Census Block	4019
Census Tract	960700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the St. Michaels Historic District listed 1986 · 300 contributing resources · NRIS 86002427

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Talbot County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	124 COLUMBIA HTS, 310, BROOKLYN, NY 11201-3288
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2022	Deed, Transfer · Unknown PROVIDENT STATE BANK INC
Dec 27, 2017	Grant Deed, Transfer VENTURE TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2022 · Amount on Record
Deed Sale	Sep 22, 2022 · Amount on Record
Prior Sale	Dec 27, 2017 · Amount on Record
Deed Book / Page	3005 / 298
Prior Transfer Date	Apr 18, 2013
Prior Transfer Doc	0020840409
Record Updated	Oct 29, 2026

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	TALBOT MD
Recording Date	Sep 22, 2022
Property Address	502 S TALBOT ST, ST MICHAELS, MD 21663
Document Number	0030050298
Book / Page	3005 / 298
Instrument Date	Sep 19, 2022
Transaction Type	Transfer
Record Updated	Sep 19, 2023
Title Company	VENTURE TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 PRINCE ST, ALEXANDRIA, VA 22314-3005

Mortgage

Document Number	0030050303
Date	Sep 22, 2022
Book Page	3005/303

Lender

Name	PROVIDENT STATE BANK INC
Type	Bank
Address	PRESTON, MD 21655

Agreement

Type	Unknown
Amount	Amount Recorded

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TALBOT MD
Recording Date	Dec 27, 2017
Property Address	502 N TALBOT ST, ST MICHAELS, MD 21663
Document Number	0025020326
Book / Page	002502 / 000326
Instrument Date	Dec 21, 2017
Transaction Type	Transfer
Record Updated	Jan 30, 2018
Title Company	VENTURE TITLE

Transaction

Amount	Amount Recorded
Tax	$265.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 S TALBOT ST ST MICHAELS MD 216632601, ST MICHAELS, MD 21663-2601

Tax Assessment & Valuation

Source: Talbot County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Talbot County
Municipality	St. Michaels Town
Unified School District	Talbot County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,877.00 (+80.72%)	$697,233 (+76.96%)	$764,100 (+93.93%) Land $331,200 Building $432,900
2025	$4,912.00 (+37.48%)	$394,000 (+32.16%) Land $331,200 Building $62,800	$394,000 (-) Land $331,200 Building $62,800
2023	$3,573.00	$298,133	$394,000 Land $331,200 Building $62,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	5 (2003)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2003 · Hurricane Isabel
Claims by Event	Hurricane Isabel, Sep 2003 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF TRAPPE serves 1,200 people · EPA ID MD0200007
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on S Talbot St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures