502 Rock Cut Rd, Gurley, AL 35748 Property Records

Madison County property record for 502 Rock Cut Rd, Gurley, AL 35748

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,416 sqft · built 1964
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on File
Tax Bill	$341 (2026)
Deeds & Mortgages	Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-05-15-0-000-033.000`

Property Details

APN / Parcel Number

Primary APN	`19-05-15-0-000-033.000`
Alternative APNs	`083706` `445209`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,416 sqft Living Area
1st Floor Area	1,416 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,375 sqft (0.33 acres)

Utilities, Heating & Cooling

Heating System	Gravity Furnace

Location & Zoning

Account Number	445209
Street Address	502 ROCK CUT RD
City	GURLEY
State	AL
Zip	35748-8754
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 15 T4 R2E PART OF THE NE 1/4 OF SEC 15 DESC AS COM AT THE CEN OF THE E BDY OF SD SEC 15 TH S 88 DEG W 30 FT TH N 320 FT T
Legal Range	02E
Legal Township	04S
Legal Section	15
Jurisdiction	MADISON AL
Township / Civil Division	GURLEY
Census Block Group	1
Census Block	1122
Census Tract	10902

Owner

502 Rock Cut Rd is owned and occupied by two individuals.

Source: Madison County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	502 ROCK CUT RD, GURLEY, AL 35748-8754
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MADISON AL
Recording Date	Mar 27, 2017
Property Address	502 ROCK CUT RD, GURLEY, AL 35748-8754
Document Number	0000164680
Instrument Date	Mar 24, 2017
Instrument	164680
Transaction Type	Transfer
Record Updated	Mar 31, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	502 ROCK CUT RD GURLEY AL 357488754, GURLEY, AL 35748-8754

Mortgage

Document Number	164690
Date	Mar 27, 2017
Instrument	164690

Lender

Name	ROCKET CTY FCU
Type	Credit Union
Address	HUNTSVILLE, AL 35805

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 26, 2037

Tax Assessment & Valuation

The 2026 property tax bill for 502 Rock Cut Rd was $341 with a homeowner's exemption.

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$341.00
2025	$341.00 Homeowner's exemption	$10,800 Land $1,460 Building $9,340	$107,900 Land $14,500 Building $93,400
2023	$299.00 (+20.08%) Homeowner's exemption	$9,640 (+17.27%) Land $1,460 Building $8,180	$96,300 (+17.3%) Land $14,500 Building $81,800
2022	$249.00 Homeowner's exemption	$8,220 Land $760 Building $7,460	$82,100 Land $7,500 Building $74,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 502 Rock Cut Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	3 (1990–2020)
Most Recent Claim	Oct 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 502 Rock Cut Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GURLEY WATER SYSTEM serves 1,155 people · EPA ID AL0000904
Water Source	Purchased surface water from MADISON COUNTY WATER DEPARTMENT
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: NHTC.

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