502 Rock Creek Rd, Erwin, TN 37650 Property Records

Unicoi County property record for 502 Rock Creek Rd, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,164 sqft · built 1955
Lot Size	0.416 acres (18,105 sqft)
Owner	2 Individual Names on Record
Tax Bill	$766 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`023E-F-012.00`

Property Details

APN / Parcel Number

Primary APN	`023E-F-012.00`
Alternative APNs	`086023E F 01200` `000012247`

Interior

Full Baths	1 Bath
Plumbing Fixtures	3 Plumbing Fixtures
Stories	1 Story
Building Area	1,164 sqft Living Area
1st Floor Area	1,164 sqft
Basement Area	228 sqft
Utility Room	Utility Room
Flooring	Wood
Interior Walls	Paneling

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1987
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	18,105 sqft (0.416 acres)
Lot Dimensions	246 ft deep x 76 ft wide
Garage Type	Detached
Garage Area	567 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	120 sqft
Deck Area	288 sqft
Patio Area	324 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	502 ROCK CREEK RD
City	ERWIN
State	TN
Zip	37650-1849
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	81X249 IRR
Legal Subdivision	PROPERTY/TC ELLIOTT
Jurisdiction	UNICOI TN
Township / Civil Division	2
Census Block Group	4
Census Block	4015
Census Tract	80400

Owner

Source: Unicoi County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	502 ROCK CREEK RD, ERWIN, TN 37650-1849
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2007
Deed Sale	Nov 6, 2007
Prior Sale	Aug 8, 2007
Deed Book / Page	317 / 149
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Jul 21, 2026
Property Address	502 ROCK CREEK RD, ERWIN, TN 37650-1849
Document Number	0000001557
Book / Page	506 / 361
Instrument Date	Jul 21, 2026
Instrument	20261557
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$77,430.64
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 ROCK CREEK RD, ERWIN, TN 37650-1849

Mortgage

Document Number	0000001558,
Date	Jul 21, 2026
Instrument	20261558

Lender

Name	CLINCHFIELD FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.9%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Municipality	Erwin Town
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$766.00	$29,325 (-) Land $5,275 Building $24,050	$117,300 (-) Land $21,100 Building $96,200
2024	$766.00 (+11.18%)
2023		$29,325 (-) Land $5,275 Building $24,050
2022	$689.00	$29,325 Land $5,275 Building $24,050	$117,300 Land $21,100 Building $96,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (2001–2020)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Feb 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 50% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Point Broadband.

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