502 Rifle Ln, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 502 Rifle Ln, Elsmere, KY 41018

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 936 sqft · built 1996
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$183,000 (Apr 2021)
Tax Bill	$2,779 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`016-20-00-001.31`

Property Details

APN / Parcel Number

Primary APN	`016-20-00-001.31`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	936 sqft Finished Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Bi-Level
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	502 RIFLE LN
City	ELSMERE
State	KY
Zip	41018-2693
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIPPLE CREEK SEC 4 LOT 80
Legal Subdivision	RIPPLE CREEK
Legal Phase	4
Legal Lot Number	80
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2017
Census Tract	65600

Owner

502 Rifle Ln is owned and occupied by an individual who bought it in April 2021.

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	502 RIFLE LN, ELSMERE, KY 41018-2693
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2026	Deed of Trust, Mortgage · Line of Credit US BANK
Apr 6, 2021	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
May 22, 2019	Quit Claim Deed, Mortgage · Conventional with PMI GUARDIAN SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2021 · Amount on File
Deed Sale	Apr 6, 2021 · Amount on File
Prior Sale	Aug 31, 2016 · Amount on File
Deed Document Number	20215900084
Deed Book / Page	82 / 537
Prior Transfer Date	May 1, 2019
Prior Transfer Doc	0005900303
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Recording Date	Sep 17, 2026
Property Address	502 RIFLE LN, ELSMERE, KY 41018-2693
Document Number	0000021314
Book / Page	499 / 448
Instrument Date	Sep 1, 2026
Instrument	202691721314
Transaction Type	Mortgage
Record Updated	Oct 9, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 RIFLE LN, ELSMERE, KY 41018-2693

Mortgage

Document Number	0000021314,
Date	Sep 17, 2026
Book Page	499/448
Instrument	202691721314

Lender

Name	US BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 13, 2056

Interest

Max Rate	-1%

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Apr 6, 2021
Property Address	502 RIFLE LN, ELSMERE, KY 41018-2693
Document Number	0005900084
Book / Page	82 / 537
Map Reference	PL 1633
Instrument Date	Mar 30, 2021
Instrument	21040605900084
Transaction Type	Transfer
Record Updated	Jan 18, 2022
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$183.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1107 OATS PARK, 1107, LEXINGTON, KY 40509

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 RIFLE LN, ELSMERE, KY 41018-2693
Investor	Possibly a Property Investor

Mortgage

Document Number	0005900085
Date	Apr 6, 2021
Instrument	21040605900085

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

May 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	May 22, 2019
Property Address	502 RIFLE LN, ELSMERE, KY 41018-2693
Document Number	0000000303
Book / Page	0C6664 / 000265
Instrument Date	May 14, 2019
Instrument	303
Transaction Type	Mortgage
Record Updated	Jun 6, 2019
Title Company	PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 RIFLE LN ELSMERE KY 410182693, ELSMERE, KY 41018-2693

Mortgage

Document Number	308
Date	May 22, 2019
Book Page	0C6664/000285
Instrument	308

Lender

Name	GUARDIAN SVGS BK
Type	Federal Savings Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 21, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 502 Rifle Ln was $2,779.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Elsmere City
Unified School District	Erlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$183,000 (-) Land $25,000 Building $158,000	$183,000 (-) Land $25,000 Building $158,000
2025	$2,779.00	$183,000 Land $25,000 Building $158,000	$183,000 Land $25,000 Building $158,000
2023	$2,743.00	$183,000 Land $25,000 Building $158,000	$183,000 Land $25,000 Building $158,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 502 Rifle Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 502 Rifle Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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