502 Powell Rd, Lenoir, NC 28645 Property Records

Caldwell County property record for 502 Powell Rd, Lenoir, NC 28645

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,260 sqft · built 1958
Lot Size	0.326 acres (14,204 sqft)
Owner	2 Individual Names on File
Last Sale	$223,000 (Oct 2022)
Tax Bill	$1,051 (2026)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Mar 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09 83 1 13A`

Property Details

APN / Parcel Number

Primary APN	`09 83 1 13A`
Alternative APNs	`161999` `176111`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,260 sqft Heated Area
Gross Area	1,804 sqft
1st Floor Area	1,260 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 2000
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Asbestos
Lot Area	14,204 sqft (0.326 acres)
Lot Dimensions	134 ft deep x 106 ft wide
Garage Type	Carport
Garage Area	252 sqft
Carport	Carport
Carport Area	252 sqft
Parking Spaces	1 Parking Space
Deck Area	208 sqft
Patio Area	208 sqft
Storage Building	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	176111
Street Address	502 POWELL RD
City	LENOIR
State	NC
Zip	28645
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 2069 PG 1880 YR 22 ST 446.00
Jurisdiction	CALDWELL NC
Township / Civil Division	LOWER CREEK
Census Block Group	2
Census Block	2020
Census Tract	30500

Owner

502 Powell Rd is owned by two individuals who bought it in October 2022.

Source: Caldwell County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	502 POWELL CIR NE, LENOIR, NC 28645-4518
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2022	Warranty Deed, Transfer · USDA Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 27, 2020	Deed of Trust, Mortgage · Line of Credit FARM CREDIT SVCS
Aug 17, 2017	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2022 · Amount on File
Deed Sale	Oct 27, 2022 · Amount on File
Prior Sale	Aug 17, 2017 · Amount on File
Deed Document Number	202210078203
Deed Book / Page	2069 / 1880
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Oct 27, 2022
Property Address	502 POWELL RD, LENOIR, NC 28645
Document Number	0020691880
Book / Page	2069 / 1880
Instrument Date	Oct 27, 2022
Instrument	10078203
Transaction Type	Transfer
Record Updated	Jan 26, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$446.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 POWELL CIR NE, LENOIR, NC 28645-4518

Mortgage

Document Number	0010078204
Date	Oct 27, 2022
Instrument	10078204

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	502 POWELL RD, LENOIR, NC 28645
Document Number	0010042666
Instrument Date	Mar 27, 2020
Transaction Type	Mortgage
Record Updated	Jun 17, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple

Mortgage

Document Number	0010042666
Date	Mar 27, 2020
Book Page	001984/001771
Instrument	10042666

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	LENOIR, NC 28645-1618

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 26, 2040

Interest

Rate Type	Adjustable Rate

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Aug 17, 2017
Property Address	502 POWELL RD, LENOIR, NC 28645
Document Number	0010014235
Book / Page	001924 / 002164
Instrument Date	Aug 17, 2017
Instrument	10014235
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$194.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	502 POWELL CIR NE LENOIR NC 286454518, LENOIR, NC 28645-4518

Mortgage

Document Number	10014236
Date	Aug 17, 2017
Book Page	001924/002167
Instrument	10014236

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 16, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 502 Powell Rd was $1,051, down 25.6% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Lenoir City
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,051.00 (-25.62%)	$221,400 (-) Land $16,500 Building $204,900
2025	$1,413.00	$221,400 Land $16,500 Building $204,900	$221,400 Land $16,500 Building $204,900
2023		$100,200 (-) Land $16,500 Building $83,700	$100,200 (-) Land $16,500 Building $83,700
2022	$1,216.00	$100,200 Land $16,500 Building $83,700	$100,200 Land $16,500 Building $83,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 502 Powell Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	2 (2005–2019)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 502 Powell Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LENOIR serves 26,388 people · EPA ID NC0114010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Skyline Telephone, Verizon.

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