502 Park St, Duluth, MN 55803 Property Records

St. Louis County property record for 502 Park St, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.75 ba · 1,456 sqft · built 1907
Lot Size	0.251 acres (10,937 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Oct 2026)
Tax Bill	$4,428 (2026)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-0100-00015`

Property Details

APN / Parcel Number

Primary APN	`010-0100-00015`
Alternative APNs	`1126961` `1180930`

Interior

Bedrooms	5 Beds
Full Baths	1.75 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,456 sqft Gross Area
1st Floor Area	858 sqft
Basement Area	338 sqft
Finished Basement	338 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Lot Area	10,937 sqft (0.251 acres)
Garage Area	816 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	64 sqft
Deck Area	45 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1180930
Street Address	502 PARK ST
City	DULUTH
State	MN
Zip	55803-2142
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NLY 110 FT OF LOT 200 EX W 14 FT AND EXN 7 FT AND N 110 FT OF LOT 201 EX N 7 FT SERIAL #
Legal Subdivision	AUDITORS OF MORNINGSIDE TR
Legal Lot Number	200-201
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2006
Census Tract	500

Owner

502 Park St is owned and occupied by two individuals who bought it in October 2026.

Source: St. Louis County records, as of October 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	502 PARK ST, DULUTH, MN 55803-2142
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2026	Warranty Deed, Transfer · Conventional Mortgage BELL BANK
Mar 8, 2022	Warranty Deed, Transfer · Commercial Mortgage FIRST RESOURCE BANK
Jun 16, 2020	Quit Claim Deed, Transfer US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2026 · Amount on File
Deed Sale	Oct 1, 2026 · Amount on File
Prior Sale	Apr 3, 2025 · Amount on File
Deed Document Number	20261106568
Prior Transfer Date	Jun 4, 2020
Prior Transfer Doc	0001024547
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 1, 2026
Property Address	502 PARK ST, DULUTH, MN 55803-2142
Document Number	0001106568
Instrument Date	Sep 18, 2026
Instrument	20261106568
Transaction Type	Transfer
Record Updated	Oct 16, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$106,656.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	502 PARK ST, DULUTH, MN 55803-2142

Mortgage

Document Number	0001106569,
Date	Oct 1, 2026
Instrument	20261106569

Lender

Name	BELL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Mar 8, 2022
Property Address	502 PARK ST, DULUTH, MN 55803-2142
Document Number	0001054070
Instrument Date	Mar 1, 2022
Instrument	1054070
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$832.76
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4770 BISCAYNE BLVD STE 600, 600, MIAMI, FL 33137-3225
Investor	Possibly a Property Investor

Mortgage

Document Number	0001054071
Date	Mar 8, 2022
Instrument	1054071

Lender

Name	FIRST RESOURCE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Mar 1, 2032

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 16, 2020
Property Address	502 PARK ST, DULUTH, MN 55803-2142
Document Number	00T1024547
Instrument Date	Jun 4, 2020
Instrument	T1024547
Transaction Type	Transfer
Record Updated	Aug 6, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Tax	$2.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	502 PARK ST DULUTH MN 558032142, DULUTH, MN 55803-2142

Mortgage

Document Number	T1024548
Date	Jun 16, 2020
Instrument	T1024548

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jun 15, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 502 Park St was $4,428, up 4.5% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,428.00 (+4.48%)
2025	$4,238.00 (+14.6%)	$328,100 (+6.35%) Land $60,400 Building $267,700	$328,100 (+6.35%) Land $60,400 Building $267,700
2024	$3,698.00	$308,500 Land $56,400 Building $252,100	$308,500 Land $56,400 Building $252,100
2022		$246,600 Land $42,000 Building $204,600	$246,600 Land $42,000 Building $204,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 502 Park St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1997 · Severe Flooding, High Winds,severe Storms

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 502 Park St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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