Blue Earth County property record for 502 Palmer Dr, Saint Clair, MN 56080
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,232 sqft · built 1995 |
| Lot Size | 0.253 acres (11,021 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,684 (2026) |
| Deeds & Mortgages | Jun 2026 Line of Credit Sep 2025 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R17.15.17.231.003 |
| Primary APN | R17.15.17.231.003 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,232 sqft Living Area |
| Basement Area | 825 sqft |
| Finished Basement | 825 sqft |
| Unfinished Basement | 407 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | A-Frame |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 11,021 sqft (0.253 acres) |
| Lot Dimensions | 130 ft deep x 85 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Driveway | Driveway |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 502 PALMER DR |
|---|---|
| City | SAINT CLAIR |
| State | MN |
| Zip | 56080 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GOODRICH SECOND ADDITION 009 005 00 |
| Legal Range | 25 |
| Legal Township | 107 |
| Legal Section | 17 |
| Legal Subdivision | GOODRICH SECOND ADDITION |
| Legal Block | 5 |
| Legal Lot Number | 9 |
| Jurisdiction | BLUE EARTH MN |
| Township / Civil Division | ST. CLAIR |
| Census Block Group | 1 |
| Census Block | 1051 |
| Census Tract | 171300 |
Source: Blue Earth County records, as of May 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 203, SAINT CLAIR, MN 56080-0203 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 5, 2026 | Deed of Trust, Mortgage · Line of Credit MINNESOTA VALLEY FEDERAL CREDIT UNION |
| Sep 12, 2025 | Deed of Trust, Mortgage · Line of Credit MINNESOTA VALLEY FCU |
| Dec 3, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MINNESOTA VALLEY FCU |
| Mar 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MINNESOTA VALLEY FCU |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLUE EARTH MN |
| Recording Date | Jun 5, 2026 |
| Property Address | 502 PALMER DR, SAINT CLAIR, MN 56080 |
| Document Number | 0000156107 |
| Instrument Date | May 28, 2026 |
| Instrument | 2026156107 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000156107, |
|---|---|
| Date | Jun 5, 2026 |
| Instrument | 2026156107 |
| Name | MINNESOTA VALLEY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLUE EARTH MN |
| Property Address | 502 PALMER DR, SAINT CLAIR, MN 56080 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2025 |
| Name | Verified Name |
|---|
| Document Number | 000T154336 |
|---|---|
| Date | Sep 12, 2025 |
| Instrument | T154336 |
| Name | MINNESOTA VALLEY FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 11, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLUE EARTH MN |
| Property Address | 502 PALMER DR, SAINT CLAIR, MN 56080 |
| Transaction Type | Mortgage |
| Record Updated | Jun 6, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000T137701 |
|---|---|
| Date | Dec 3, 2019 |
| Instrument | T137701 |
| Name | MINNESOTA VALLEY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Dec 1, 2029 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLUE EARTH MN |
| Property Address | 502 PALMER DR, SAINT CLAIR, MN 56080 |
| Transaction Type | Mortgage |
| Record Updated | Jun 6, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 000T142690 |
|---|---|
| Date | Mar 8, 2021 |
| Instrument | T142690 |
| Name | MINNESOTA VALLEY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Mar 7, 2031 |
| Rate Type | Fixed Rate |
|---|
Source: Blue Earth County assessment roll, as of May 12, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Blue Earth County |
| Municipality | St. Clair City |
| Unified School District | St. Clair Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,684.00 (+8.74%) | $255,200 (+5.11%) Land $22,400 Building $232,800 | $255,200 (+5.11%) Land $22,400 Building $232,800 |
| 2025 | $242,800 (+4.48%) Land $22,400 Building $220,400 | $242,800 (+4.48%) Land $22,400 Building $220,400 | |
| 2024 | $3,388.00 (-1.51%) Homeowner's exemption | $232,400 (-1.11%) Land $22,400 Building $210,000 | $232,400 (-1.11%) Land $22,400 Building $210,000 |
| 2023 | $3,440.00 Homeowner's exemption | $235,000 Land $22,400 Building $212,600 | $235,000 Land $22,400 Building $212,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 10 (1984–2016) |
| Claims Outside the SFHA | 10 of 10 |
| Most Recent Claim | Sep 2016 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 86% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Clair serves 846 people · EPA ID MN1070017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 6 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable · Fixed Wireless in parts of the area | 2,000 / 350 |
| GigFire Fixed Wireless | 150 / 130 |
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