Volusia County property record for 502 Oyster Bay Dr, Ormond Beach, FL 32174
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,558 sqft · built 2005 |
| Lot Size | 0.52 acres (22,664 sqft) |
| Owner | Company Name on Record |
| Last Sale | $750,000 (Apr 2024) |
| Tax Bill | $10,629 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Apr 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3111-03-00-1080 |
| Primary APN | 3111-03-00-1080 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,558 sqft Living Area |
| Gross Area | 3,280 sqft |
| 1st Floor Area | 2,558 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 22,664 sqft (0.52 acres) |
| Garage Type | Attached |
| Garage Area | 722 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 375 sqft |
| Patio Area | 895 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 5253643 |
|---|---|
| Street Address | 502 OYSTER BAY DR |
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174-9258 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 108 PLANTATION BAY SEC 1B-V UNIT 3 MB 43 PG 185 PER OR 4858 PG 3645 PER OR 7325 PG 0876 PER OR 8536 PG 2182 |
| Legal Range | 31E |
| Legal Township | 13S |
| Legal Section | 11 |
| Legal Subdivision | PLANTATION BAY |
| Legal Tract | 03 |
| Legal Lot Number | 108 |
| Legal Unit | 3 |
| Jurisdiction | VOLUSIA FL |
| Township / Civil Division | ORMOND BEACH |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 80102 |
Source: Volusia County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 502 OYSTER BAY DR, ORMOND BEACH, FL 32174-9258 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Mar 20, 2026 | Deed of Trust, Mortgage · VA Mortgage SUNFLOWER BANK NA |
| Apr 1, 2024 | Warranty Deed, Transfer · VA Mortgage GUARDIAN MORTGAGE CO INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 2024 · Amount on Record |
| Deed Sale | Apr 1, 2024 · Amount on Record |
| Prior Sale | Nov 14, 2016 · Amount on Record |
| Deed Document Number | 202461293 |
| Deed Book / Page | 8536 / 2182 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 502 OYSTER BAY DR, ORMOND BEACH, FL 32174-9258 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2026 |
| Title Company | BOSTON NATIONAL TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 502 OYSTER BAY DR, ORMOND BEACH, FL 32174-9258 |
| Document Number | 0088290579 |
|---|---|
| Date | Mar 20, 2026 |
| Book Page | 8829/579 |
| Instrument | 2026049904 |
| Name | SUNFLOWER BANK NA |
|---|---|
| Type | Bank |
| Address | RICHARDSON, TX 75083 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Apr 1, 2024 |
| Property Address | 502 OYSTER BAY DR, ORMOND BEACH, FL 32174-9258 |
| Document Number | 0085362182 |
| Book / Page | 8536 / 2182 |
| Map Reference | MB 43 PG 185 |
| Instrument Date | Mar 1, 2024 |
| Instrument | 2024061293 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2024 |
| Title Company | SOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TTL HLDG CO LLC AND |
| Amount | Amount Recorded |
|---|---|
| Tax | $5,250.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5321 HAYMEADOW DR APPLETON W, APPLETON, WI 54913 |
| Name | Verified Name |
|---|---|
| Address | 502 OYSTER BAY DR, ORMOND BEACH, FL 32174-9258 |
| Document Number | 2024061294 |
|---|---|
| Date | Apr 1, 2024 |
| Instrument | 2024061294 |
| Name | GUARDIAN MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2054 |
| Document Number | 0085362183 |
|---|---|
| Date | Apr 1, 2024 |
| Book Page | 8536/2183 |
| Instrument | 2024061294 |
| Name | GUARDIAN MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | PO BOX 833890, RICHARDSON, TX 75083 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2054 |
Source: Volusia County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Volusia County |
| Unified School District | Volusia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $649,018 (+1.48%) Land $75,000 Building $574,018 | $649,018 (+1.48%) Land $75,000 Building $574,018 | |
| 2025 | $10,629.00 (+76.18%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $639,580 (+77.53%) Land $75,000 Building $564,580 | $639,580 (+11.04%) Land $75,000 Building $564,580 |
| 2023 | $6,033.00 (+1.48%) Homeowner's exemption | $360,270 (+3%) | $575,997 (+10.64%) Land $75,000 Building $500,997 |
| 2022 | $5,945.00 Homeowner's exemption | $349,777 | $520,626 Land $75,000 Building $445,626 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 105 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 105 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FGUA - PLANTATION BAY WTP private · serves 3,522 people · EPA ID FL2184251 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 5 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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