502 Nelson Ave, Ridgefield, NJ 07657 Property Records

Bergen County and Ridgefield Borough property record for 502 Nelson Ave, Ridgefield, NJ 07657

Property Summary

Property Type	Single Family Home
Details	1,864 sqft · built 1924
Lot Size	0.092 acres (3,999 sqft)
Owner	Individual Name on File
Last Sale	$465,000 (Aug 2015)
Tax Bill	$11,888 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Feb 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`49-01309-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`49-01309-0000-00004`
Alternative APNs	`4900074000000023` `490130900004`

Interior

Stories	2 Stories
Building Area	1,864 sqft Living Area

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Construction Type	Frame
Lot Area	3,999 sqft (0.092 acres)
Lot Dimensions	100 ft deep x 40 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	4900074000000023
Street Address	502 NELSON AVE
City	RIDGEFIELD
State	NJ
Zip	07657-2004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Description	L24 40X100 1.6L
Legal Subdivision	TWIN BROROUGH REALTY CORP
Legal Block	1309
Legal Lot Number	4
Jurisdiction	BERGEN NJ
Township / Civil Division	RIDGEFIELD
Census Block Group	1
Census Block	1011
Census Tract	45101

Owner

502 Nelson Ave is owned and occupied by an individual who bought it in August 2015.

Source: Bergen County and Ridgefield Borough records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	502 NELSON AVE, RIDGEFIELD, NJ 07657-2004
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 1, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 11, 2022	Deed of Trust, Mortgage · Commercial Mortgage SSMS LP
Mar 4, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2015 · Amount on File
Deed Sale	Aug 3, 2015 · Amount on File
Prior Sale	Apr 3, 2006 · Amount on File
Deed Document Number	201557681
Deed Book / Page	2011 / 1051
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	502 NELSON AVE, RIDGEFIELD, NJ 07657-2004
Transaction Type	Mortgage
Record Updated	Jan 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 NELSON AVE, RIDGEFIELD, NJ 07657-2004

Mortgage

Document Number	0051421914
Date	Dec 15, 2023
Book Page	5142/1914
Instrument	2023080000

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	262 Months
Due	Oct 1, 2045

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	502 NELSON AVE, RIDGEFIELD, NJ 07657-2004
Transaction Type	Mortgage
Record Updated	Feb 24, 2023
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 NELSON AVE, RIDGEFIELD, NJ 07657-2004

Mortgage

Document Number	0049220164
Date	Feb 1, 2023
Book Page	4922/164
Instrument	2023009197

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	DENVER, CO 80249

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	272 Months
Due	Oct 1, 2045

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	502 NELSON AVE, RIDGEFIELD, NJ 07657-2004
Transaction Type	Mortgage
Record Updated	Nov 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048310316
Date	Oct 11, 2022
Book Page	4831/316
Instrument	2022098363

Lender

Name	SSMS LP
Type	Non-Lending Institution
Address	RIDGEFIELD, NJ 07657

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	358 Months
Due	Aug 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	502 NELSON AVE, RIDGEFIELD, NJ 07657-2004
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	WESTCOR LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039930001
Date	Mar 4, 2021
Book Page	3993/1
Instrument	2021030128

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	295 Months
Due	Oct 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 502 Nelson Ave was $11,888, up 3.4% from the year before.

Source: Bergen County and Ridgefield Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ridgefield Borough
Unified School District	Ridgefield Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$722,600 (+2.96%) Land $302,500 Building $420,100	$722,600 (+2.96%) Land $302,500 Building $420,100
2025	$11,888.00 (+3.36%)	$701,800 Land $287,500 Building $414,300	$701,800 Land $287,500 Building $414,300
2024	$11,502.00
2023		$634,400 Land $245,000 Building $389,400	$634,400 Land $245,000 Building $389,400
2022	$10,880.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 502 Nelson Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 502 Nelson Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 849 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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