502 N Prospector Cir, Payson, AZ 85541 Property Records

Gila County property record for 502 N Prospector Cir, Payson, AZ 85541

Property Summary

Property Type	Single Family Home
Details	1,466 sqft · built 1997
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (Sep 2026)
Tax Bill	$2,270 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jul 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`302-90-120`

Property Details

APN / Parcel Number

Primary APN	`302-90-120`
Alternative APNs	`R028245` `028245`

Interior

Stories	1 Story
Building Area	1,466 sqft Living Area
Gross Area	1,928 sqft
1st Floor Area	1,466 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Hardboard
Construction Type	Wood
Roof Material	Asbestos
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	A/C Chilled Water
Heating System	Hot Water

Location & Zoning

Account Number	R028245
Street Address	502 N PROSPECTOR CIR
City	PAYSON
State	AZ
Zip	85541-6646
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION: 33 TOWNSHIP: 11N RANGE: 10E LOT 120, WOODHILL UNIT ONE, PLAT 677SW1/4 SEC 33 T11N R10E = 0.18 AC (OUT OF 302-23-052C & -052D)
Legal Range	10E
Legal Township	11N
Legal Section	33
Legal Subdivision	WOODHILL UNIT 1
Legal Lot Number	120
Legal Unit	1
Jurisdiction	GILA AZ
Township / Civil Division	PAYSON
Census Block Group	1
Census Block	1027
Census Tract	301

Owner

502 N Prospector Cir is owned by two individuals who bought it in September 2026.

Source: Gila County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1035 W J WALTZ WAY, APACHE JUNCTION, AZ 85120-0160
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Warranty Deed, Transfer · Conventional Mortgage HOMEXPRESS MORTGAGE CORPORATION
Jul 6, 2017	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS
Jul 10, 2017	Quit Claim Deed, Transfer TITLE SOURCES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2026 · Amount on File
Deed Sale	Sep 18, 2026 · Amount on File
Deed Document Number	20268808
Prior Transfer Date	Oct 17, 2024
Prior Transfer Doc	0000008738
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILA AZ
Recording Date	Sep 18, 2026
Property Address	502 N PROSPECTOR CIR, PAYSON, AZ 85541-6646
Document Number	0000008808
Instrument Date	Sep 2, 2026
Instrument	20268808
Transaction Type	Transfer
Record Updated	Oct 7, 2026
Title Company	PIONEER LAND TITLE, PIONEER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1035 W J WALTZ WAY, APACHE JUNCTION, AZ 85120-0160

Mortgage

Document Number	0000008809,
Date	Sep 18, 2026
Instrument	20268809

Lender

Name	HOMEXPRESS MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GILA AZ
Recording Date	Jul 6, 2017
Property Address	502 N PROSPECTOR CIR, PAYSON, AZ 85541-6646
Document Number	0000006471
Instrument Date	Jun 26, 2017
Instrument	6471
Transaction Type	Transfer
Record Updated	Jul 20, 2017
Title Company	TITLE SOURCES INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	502 N PROSPECTOR CIR PAYSON AZ 855416646, PAYSON, AZ 85541-6646

Mortgage

Document Number	6472
Date	Jul 6, 2017
Instrument	6472

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 5, 2032

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GILA AZ
Recording Date	Jul 10, 2017
Property Address	502 N PROSPECTOR CIR, PAYSON, AZ 85541-6646
Document Number	0000006573
Instrument Date	Jun 26, 2017
Instrument	6573
Transaction Type	Transfer
Record Updated	Jul 20, 2017
Title Company	TITLE SOURCES INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	502 N PROSPECTOR CIR PAYSON AZ 855416646, PAYSON, AZ 85541-6646

Tax Assessment & Valuation

The 2025 property tax bill for 502 N Prospector Cir was $2,270.

Source: Gila County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Gila County
Municipality	Payson Town
Unified School District	Payson Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$29,974 Land $6,292 Building $23,682	$299,738 Land $62,919 Building $236,819
2025	$2,270.00
2024		$29,224 Land $5,972 Building $23,252	$292,237 Land $59,722 Building $232,515
2023	$2,108.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 502 N Prospector Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 502 N Prospector Cir is moderate, ranking above 44% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 64% of Arizona
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PAYSON serves 17,682 people · EPA ID AZ0404032
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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