502 N Front St, Waterloo, NE 68069 Property Records

Douglas County property record for 502 N Front St, Waterloo, NE 68069

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 888 sqft · built 1920
Lot Size	0.188 acres (8,184 sqft)
Owner	Individual Name on Record
Last Sale	$28,000 (Mar 2012)
Tax Bill	$2,087 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Oct 2019 Loan Modification
Flood Zone	Zone X (reduced by levee)
APN	`1164-0000-24`

Property Details

APN / Parcel Number

Primary APN	`1164-0000-24`
Alternative APNs	`R2411640000` `2411640000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	888 sqft Living Area
Gross Area	1,848 sqft
1st Floor Area	888 sqft
Basement Area	768 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,184 sqft (0.188 acres)
Lot Dimensions	124 ft deep x 66 ft wide
Porch	Slab
Porch Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R2411640000
Street Address	502 N FRONT ST
City	WATERLOO
State	NE
Zip	68069-2206
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WATERLOO-TOWN OF- LOT 10 BLOCK 8 66 X 124
Legal Subdivision	WATERLOOTOWN OF
Legal Block	8
Legal Lot Number	10
Jurisdiction	DOUGLAS NE
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2063
Census Tract	7508

Owner

Source: Douglas County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	502 N FRONT ST, WATERLOO, NE 68069-2206
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 3, 2019	Loan Modification, Mortgage · Conventional Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2012 · Amount on Record
Deed Sale	Mar 28, 2012 · Amount on Record
Prior Sale	Mar 28, 2012 · Amount on Record
Deed Document Number	201229507
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	502 N FRONT ST, WATERLOO, NE 68069-2206
Transaction Type	Mortgage
Record Updated	Jun 1, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034703
Date	Apr 6, 2022
Instrument	2022034703

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DOUGLAS NE
Property Address	502 N FRONT ST, WATERLOO, NE 68069-2206
Document Number	0000096104
Instrument Date	Oct 3, 2019
Transaction Type	Mortgage
Record Updated	Jan 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 N FRONT ST WATERLOO NE 680692206, WATERLOO, NE 68069-2206

Mortgage

Document Number	0000096104
Date	Nov 6, 2019
Instrument	96104

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 5, 2049

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Municipality	Waterloo Village
Unified School District	Douglas County West Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,087.00 (+9.9%)	$156,500 (+20.76%) Land $21,200 Building $135,300	$156,500 (+20.76%) Land $21,200 Building $135,300
2024	$1,899.00 (-10.68%)
2023	$2,126.00 (+2.66%)	$129,600 Land $21,200 Building $108,400	$129,600 Land $21,200 Building $108,400
2022	$2,071.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 57 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	38 (1978–2024)
Claims Outside the SFHA	2 of 38
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF WATERLOO serves 962 people · EPA ID NE3105517
Water Source	Purchased surface water from METROPOLITAN UTILITIES DISTRICT
Last State Inspection	Oct 2025
Lead	12 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Nextlink Fixed Wireless	500 / 200
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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