502 Main St, Philo, OH 43771 Property Records

Muskingum County property record for 502 Main St, Philo, OH 43771

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,664 sqft · built 1901
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Tax Bill	$1,281 (2025)
Deeds & Mortgages	Aug 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-21-10-02-000`

Property Details

APN / Parcel Number

Primary APN	`20-21-10-02-000`
Alternative APN	`009543-5`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,664 sqft Living Area
1st Floor Area	912 sqft
Upper Floors Area	752 sqft
Basement Area	376 sqft
Unfinished Basement	376 sqft

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1988
Architectural Style	Conventional
Exterior Material	Wood Siding
Foundation Type	No Foundation
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	192 sqft
Deck Area	160 sqft
Patio Area	125 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	009543-5
Street Address	502 MAIN ST
City	PHILO
State	OH
Zip	43771
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18 SQ 22 PHILO 66 X 132
Legal Lot Number	18
Jurisdiction	MUSKINGUM OH
Township / Civil Division	HARRISON
Census Block Group	2
Census Block	2051
Census Tract	912500

Owner

Source: Muskingum County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	319 1ST ST, PHILO, OH 43771-0169
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 19, 2014
Transfer Doc	002566/911
Record Updated	Sep 20, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKINGUM OH
Property Address	502 MAIN ST, PHILO, OH 43771
Transaction Type	Mortgage
Record Updated	Mar 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	526 MAIN ST, PHILO, OH 43771-9701

Mortgage

Document Number	003285/410
Date	Aug 6, 2025
Book Page	3285/410
Instrument	202500007317

Lender

Name	THE CITIZENS NATIONAL BANK OF MCCONNELSV
Address	PO BOX 329, MCCONNELSVILLE, OH 43756

Agreement

Amount	Amount Recorded
Term	358 Months
Due	Jun 26, 2055

Tax Assessment & Valuation

Source: Muskingum County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Muskingum County
County Subdivision	Harrison Township
Municipality	Philo Village
Unified School District	Franklin Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,281.00 (-0.7%)	$37,835 (+17.5%) Land $2,555 Building $35,280
2024			$108,100 (+17.5%) Land $7,300 Building $100,800
2023	$1,290.00	$32,200 Land $2,765 Building $29,435
2021			$92,000 Land $7,900 Building $84,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1980–2008)
Most Recent Claim	Mar 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PHILO private · serves 974 people · EPA ID OH6001912
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Smart Way Communications Fixed Wireless	250 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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