502 Lucas Rd, Star, NC 27356 Property Records

Montgomery County property record for 502 Lucas Rd, Star, NC 27356

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,072 sqft · built 2017
Lot Size	5.36 acres (233,482 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,867 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7632 00 68 2905`

Property Details

APN / Parcel Number

Primary APN	`7632 00 68 2905`
Alternative APN	`77340`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,072 sqft Finished Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Logs
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	233,482 sqft (5.36 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	77340
Street Address	502 LUCAS RD
City	STAR
State	NC
Zip	27356-7683
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LUCAS LOT 1 LUCAS #1
Legal Subdivision	FAMILY DIVISION FOR DANIEL LUCAS
Legal Lot Number	1
Jurisdiction	MONTGOMERY NC
Township / Civil Division	LITTLE RIVER
Census Block Group	1
Census Block	1015
Census Tract	960201

Owner

Source: Montgomery County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	502 LUCAS RD, STAR, NC 27356-7683
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2017	Deed of Trust, Mortgage · ARM STATE EMPLOYEES' CREDIT UNION
Dec 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE FIDELITY BANK
Mar 2, 2020	Deed of Trust, Mortgage · Line of Credit THE FIDELITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 4, 2014
Transfer Doc	0746/0622
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	502 LUCAS RD, STAR, NC 27356-7683
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	791/213
Date	Jun 22, 2017
Book Page	791/213
Instrument	350789

Lender

Name	STATE EMPLOYEES' CREDIT UNION
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount Recorded
Term	370 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Min Rate At Change	3.75%
Index	5-Year CMT
Max Rate	6%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	502 LUCAS RD, STAR, NC 27356-7683
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	861/569
Date	Dec 9, 2020
Book Page	861/569
Instrument	365873

Lender

Name	THE FIDELITY BANK
Type	Bank
Address	CARY, NC 27511

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	502 LUCAS RD, STAR, NC 27356-7683
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	842/837
Date	Mar 2, 2020
Book Page	842/837
Instrument	362159

Lender

Name	THE FIDELITY BANK
Type	Bank
Address	TROY, NC 27371

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Montgomery County
Unified School District	Montgomery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$302,608 (-) Land $15,675 Building $286,933	$302,608 (-) Land $15,675 Building $286,933
2025	$1,867.00	$302,608 (-) Land $15,675 Building $286,933	$302,608 (-) Land $15,675 Building $286,933
2023		$302,608 Land $15,675 Building $286,933	$302,608 Land $15,675 Building $286,933

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 22, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only)

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