Wilson County property record for 502 Lafayette Dr NW, Wilson, NC 27893
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,118 sqft · built 1953 |
| Lot Size | 0.244 acres (10,629 sqft) |
| Owner | Individual Name on File |
| Last Sale | $264,000 (Jun 2026) |
| Tax Bill | $2,556 (2025) |
| Deeds & Mortgages | Feb 2006 Mortgage Sep 2021 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3712-67-8847.000 |
| Primary APN | 3712-67-8847.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,118 sqft Heated Area |
| 1st Floor Area | 2,118 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,629 sqft (0.244 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 502 LAFAYETTE DR NW |
|---|---|
| City | WILSON |
| State | NC |
| Zip | 27893-2218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR4 |
| Legal Description | 502 LAFAYETTE DR NW P96P97 CAVALIER TE 1.00LT |
| Legal Subdivision | CAVALIER TERRACE |
| Jurisdiction | WILSON NC |
| Township / Civil Division | WILSON |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 501 |
502 Lafayette Dr NW is owned and occupied by an individual who bought it in June 2026.
Source: Wilson County records, as of June 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 502 LAFAYETTE DR NW, WILSON, NC 27893-2218 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 27, 2006 | Deed of Trust, Mortgage · Conventional Mortgage FIDELITY MORTGAGE |
| Sep 29, 2021 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Nov 19, 2007 | Deed of Trust, Mortgage · Line of Credit BRANCH BANKING AND TRUST CO |
| Feb 14, 2007 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGEIT INC |
| Jun 5, 2026 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CREDIT UNION |
| Sep 29, 2021 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 5, 2026 · Amount on File |
| Deed Sale | Jun 5, 2026 · Amount on File |
| Deed Document Number | 2026 |
| Deed Book / Page | 3179 / 322 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILSON NC |
| Property Address | 502 LAFAYETTE DR NW, WILSON, NC 27893-2218 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002159/970 |
|---|---|
| Date | Feb 27, 2006 |
| Book Page | 2159/970 |
| Instrument | 2006-00002056 |
| Name | FIDELITY MORTGAGE |
|---|---|
| Type | Subprime Lender |
| Address | WOODBURY, NY 11797 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILSON NC |
| Property Address | 502 LAFAYETTE DR NW, WILSON, NC 27893-2218 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002923/646 |
|---|---|
| Date | Sep 29, 2021 |
| Book Page | 2923/646 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | WILSON, NC 27896 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILSON NC |
| Property Address | 502 LAFAYETTE DR NW, WILSON, NC 27893-2218 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE LENDE, FIRST AMERICAN TITLE INS LEN |
| Name | Verified Name |
|---|
| Document Number | 002285/950 |
|---|---|
| Date | Nov 19, 2007 |
| Book Page | 2285/950 |
| Instrument | 2007-00012975 |
| Name | BRANCH BANKING AND TRUST CO |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILSON NC |
| Property Address | 502 LAFAYETTE DR NW, WILSON, NC 27893-2218 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002230/801 |
|---|---|
| Date | Feb 14, 2007 |
| Book Page | 2230/801 |
| Instrument | 2007-00001737 |
| Name | MORTGAGEIT INC |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10038 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WILSON NC |
| Recording Date | Jun 5, 2026 |
| Property Address | 502 LAFAYETTE DR NW, WILSON, NC 27893-2218 |
| Document Number | 3179000322 |
| Book / Page | 3179 / 322 |
| Instrument Date | Jun 5, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $53,328.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 502 LAFAYETTE DR NW, WILSON, NC 27893-2218 |
| Investor | Possibly a Property Investor |
| Document Number | 3179000325, |
|---|---|
| Date | Jun 5, 2026 |
| Book Page | 3179/325 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 1, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILSON NC |
| Property Address | 502 LAFAYETTE DR NW, WILSON, NC 27893-2218 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2923/646 |
|---|---|
| Date | Sep 29, 2021 |
| Book Page | 2923/646 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | WILSON, NC 27896 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 502 Lafayette Dr NW was $2,556.
Source: Wilson County assessment roll, as of May 26, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Wilson County |
| Municipality | Wilson City |
| Unified School District | Wilson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $228,177 (-) Land $60,000 Building $168,177 | $228,177 (-) Land $60,000 Building $168,177 | |
| 2025 | $2,556.00 | $228,177 (-) Land $60,000 Building $168,177 | $228,177 (-) Land $60,000 Building $168,177 |
| 2024 | $228,177 Land $60,000 Building $168,177 | $228,177 Land $60,000 Building $168,177 | |
| 2021 | $2,089.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 502 Lafayette Dr NW in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 25 (1979–2020) |
| Claims Outside the SFHA | 2 of 25 |
| Most Recent Claim | Oct 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 502 Lafayette Dr NW is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WILSON serves 50,332 people · EPA ID NC0498010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Greenlight Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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