502 Kingston Cir, Sergeant Bluff, IA 51054 Property Records

Woodbury County property record for 502 Kingston Cir, Sergeant Bluff, IA 51054

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 1,763 sqft · built 2018
Lot Size	0.331 acres (14,431 sqft)
Owner	Individual Name on File
Last Sale	$530,000 (Jun 2025)
Tax Bill	$6,902 (2025)
Deeds & Mortgages	Nov 2017 Construction Loan Apr 2019 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`884732192016`

Property Details

APN / Parcel Number

Primary APN	`884732192016`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	3 Half Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,763 sqft Living Area
Basement Area	1,763 sqft
Finished Basement	1,223 sqft
Unfinished Basement	1,763 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	14,431 sqft (0.331 acres)
Lot Dimensions	144 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	876 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	372 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	502 KINGSTON CIR
City	SERGEANT BLUFF
State	IA
Zip	51054-8736
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SERGEANT BLUFF CITY KINGSTON MEADOWS SECOND LOT 15
Legal Subdivision	KINGSTON MEADOWS 2ND
Legal Lot Number	15
Jurisdiction	WOODBURY IA
Township / Civil Division	WOODBURY
Census Block Group	3
Census Block	3005
Census Tract	3301

Owner

502 Kingston Cir is owned and occupied by an individual who bought it in June 2025.

Source: Woodbury County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	502 KINGSTON CIR, SERGEANT BLUFF, IA 51054-8736
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2017	Deed of Trust, Mortgage · Construction Mortgage KINGSLEY STATE BANK
Apr 22, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHWEST BANK
Aug 30, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHWEST BANK
Jan 8, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHWEST BANK
Jul 9, 2018	Warranty Deed, Subdivision Related Transfer NORTHWEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2025 · Amount on File
Deed Sale	Jun 23, 2025 · Amount on File
Prior Sale	Jul 9, 2018 · Amount on File
Deed Document Number	20256262
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Property Address	502 KINGSTON CIR, SERGEANT BLUFF, IA 51054-8736
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005349
Date	Nov 6, 2017
Book Page	755/8762
Instrument	05349

Lender

Name	KINGSLEY STATE BANK
Type	Bank
Address	SIOUX CITY, IA 51104

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	11 Months
Due	Sep 30, 2018

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Property Address	502 KINGSTON CIR, SERGEANT BLUFF, IA 51054-8736
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011283
Date	Apr 22, 2019
Book Page	763/11969
Instrument	11283

Lender

Name	NORTHWEST BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Property Address	502 KINGSTON CIR, SERGEANT BLUFF, IA 51054-8736
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006578
Date	Aug 30, 2019
Instrument	2019-16578

Lender

Name	NORTHWEST BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Sep 1, 2029

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Property Address	502 KINGSTON CIR, SERGEANT BLUFF, IA 51054-8736
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000287
Date	Jan 8, 2020
Instrument	202020-00287

Lender

Name	NORTHWEST BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

July 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WOODBURY IA
Recording Date	Jul 9, 2018
Property Address	502 KINGSTON CIR, SERGEANT BLUFF, IA 51054-8736
Document Number	0000000282
Book / Page	759 / 7638
Instrument Date	Jun 11, 2018
Instrument	000000000282
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	502 KINGSON CIR, SERGEANT BLUFF, IA 51054-8736
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000283
Date	Jul 9, 2018
Book Page	0000000759/0000007642
Instrument	000000000283

Lender

Name	NORTHWEST BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	354 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 502 Kingston Cir was $6,902.

Source: Woodbury County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Woodbury County
Municipality	Sergeant Bluff City
Unified School District	Sergeant Bluff-Luton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,902.00	$565,260 Land $69,300 Building $495,960	$565,260 Land $69,300 Building $495,960
2023	$5,674.00 (+41.92%) Homeowner's exemption	$389,810 Land $53,020 Building $336,790	$518,270
2022	$3,998.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 502 Kingston Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 502 Kingston Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 62% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SERGEANT BLUFF WATER SUPPLY serves 5,015 people · EPA ID IA9774033
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Long Lines Metro Fiber · Cable in parts of the area	1,000 / 1,000
Sparklight Cable · Fiber in parts of the area	1,000 / 50
Nextlink Fixed Wireless	300 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: ImOn Communications, Verizon.

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