502 Jefferson Ct, Lenoir, NC 28645 Property Records

Caldwell County property record for 502 Jefferson Ct, Lenoir, NC 28645

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,906 sqft · built 1997
Lot Size	0.455 acres (19,800 sqft)
Owner	2 Individual Names on File
Last Sale	$185,000 (Sep 2004)
Tax Bill	$1,691 (2026)
Deeds & Mortgages	Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09 21C 1 9`

Property Details

APN / Parcel Number

Primary APN	`09 21C 1 9`
Alternative APN	`156585`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,906 sqft Heated Area
Gross Area	4,546 sqft
1st Floor Area	1,271 sqft
Upper Floors Area	635 sqft
Basement Area	1,271 sqft
Unfinished Basement	1,271 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	19,800 sqft (0.455 acres)
Lot Dimensions	225 ft deep x 88 ft wide
Garage Type	Finished
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	70 sqft
Deck Area	715 sqft
Patio Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	156585
Street Address	502 JEFFERSON CT
City	LENOIR
State	NC
Zip	28645-8366
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1865 PG 1664 YR 2015 ST 370.00
Legal Subdivision	GEORGETOWN ESTATES
Jurisdiction	CALDWELL NC
Township / Civil Division	LOWER CREEK
Census Block Group	1
Census Block	1006
Census Tract	30500

Owner

502 Jefferson Ct is owned and occupied by two individuals who bought it in September 2004.

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	502 JEFFERSON CT, LENOIR, NC 28645-8366
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2004 · Amount on File
Deed Sale	Sep 30, 2004 · Amount on File
Prior Sale	Mar 1, 1999 · Amount on File
Deed Book / Page	1522 / 1208
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	502 JEFFERSON CT, LENOIR, NC 28645-8366
Document Number	0010041898
Instrument Date	Feb 29, 2020
Transaction Type	Mortgage
Record Updated	Mar 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	502 JEFFERSON CT LENOIR NC 286458366, LENOIR, NC 28645-8366

Mortgage

Document Number	0010041898
Date	Mar 5, 2020
Book Page	001983/000263
Instrument	10041898

Lender

Name	POLARIS HM FNDG
Type	Funding / Finance Company
Address	GRANDVILLE, MI 49418

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 4, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 502 Jefferson Ct was $1,691, down 6.2% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Lenoir City
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,691.00 (-6.16%)	$358,700 (-) Land $15,900 Building $342,800
2025	$1,802.00	$358,700 Land $15,900 Building $342,800	$358,700 Land $15,900 Building $342,800
2023		$218,400 (-) Land $15,900 Building $202,500	$218,400 (-) Land $15,900 Building $202,500
2022	$2,629.00	$218,400 Land $15,900 Building $202,500	$218,400 Land $15,900 Building $202,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 502 Jefferson Ct in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	7 (2013–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 502 Jefferson Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LENOIR serves 26,388 people · EPA ID NC0114010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

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