502 James St, Mount Morris, IL 61054 Property Records

Ogle County property record for 502 James St, Mount Morris, IL 61054

Property Summary

Property Type	Single Family Home
Details	3,266 sqft · built 1995
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$163,500 (Jan 2006)
Tax Bill	$6,964 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-35-127-005`

Property Details

APN / Parcel Number

Primary APN	`08-35-127-005`

Interior

Stories	3 Stories
Building Area	3,266 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	21,780 sqft (0.5 acres)

Location & Zoning

Street Address	502 JAMES ST
City	MOUNT MORRIS
State	IL
Zip	61054-1636
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RNG/BLK: 9 TWP:24 SECT/LOT:35 LOT 2 OLD ORCHARD ESTATES VIL OF MT MORRIS
Legal Range	09
Legal Township	24
Legal Section	35
Legal Subdivision	OLD ORCHARD ESTATES
Legal Block	9
Legal Lot Number	2,35
Jurisdiction	OGLE IL
Township / Civil Division	MOUNT MORRIS
Census Block Group	4
Census Block	4008
Census Tract	960900

Owner

Source: Ogle County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	502 JAMES ST, MOUNT MORRIS, IL 61054-1636
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage STERLING BANK FSB
Aug 5, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage STERLING BANK & TRUST FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2006 · Amount on Record
Deed Sale	Jan 31, 2006 · Amount on Record
Deed Document Number	2006980
Last Transfer Date	Jul 25, 2019
Transfer Doc	0000004210
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Recording Date	Sep 15, 2026
Property Address	502 JAMES ST, MOUNT MORRIS, IL 61054-1636
Document Number	0000004692
Instrument Date	Sep 8, 2026
Instrument	20264692
Transaction Type	Mortgage
Record Updated	Oct 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 JAMES ST, MOUNT MORRIS, IL 61054-1636

Mortgage

Document Number	0000004692,
Date	Sep 15, 2026
Instrument	20264692

Lender

Name	STERLING BANK FSB

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OGLE IL
Recording Date	Aug 5, 2019
Property Address	502 JAMES ST, MOUNT MORRIS, IL 61054-1636
Document Number	0000004210
Map Reference	PF A PG 77
Instrument Date	Jul 25, 2019
Instrument	201904210
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1001 MONROE ST UNIT 203, 203, OREGON, IL 61061-1102

Mortgage

Document Number	0000004211
Date	Aug 5, 2019
Instrument	201904211

Lender

Name	STERLING BANK & TRUST FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Sep 1, 2026

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ogle County
County Subdivision	Mount Morris Township
Municipality	Mount Morris Village
Unified School District	Oregon Community Unit School District 220 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,964.00 (+42.68%)	$75,850 (+27.84%) Land $5,296 Building $70,554	$227,550 (+27.84%) Land $15,888 Building $211,662
2023		$59,332 Land $6,493 Building $52,839	$177,996 Land $19,479 Building $158,517
2022	$4,881.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 30, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT MORRIS serves 2,861 people · EPA ID IL1410350
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
AirCell Fiber	1,000 / 300

May also be available: AaroBand, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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