502 Ginseng Dr, Sunset, SC 29685 Property Records

Pickens County property record for 502 Ginseng Dr, Sunset, SC 29685

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,538 sqft · built 2003
Lot Size	1.34 acres (58,370 sqft)
Owner	2 Company Names on Record
Tax Bill	$17,311 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Jan 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`4123-00-86-3528`

Property Details

APN / Parcel Number

Primary APN	`4123-00-86-3528`
Alternative APN	`R0006231`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,538 sqft Living Area
Basement Area	1,062 sqft
Finished Basement	1,062 sqft
Bonus Room	Bonus Room
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Exterior Material	Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Shingle
Lot Area	58,370 sqft (1.34 acres)
View / Lot	Water
Garage Type	Detached
Garage Area	1,120 sqft
Parking Spaces	4 Parking Spaces
Deck Area	70 sqft
Patio Area	1,203 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	R0006231
Old Parcel Number	4123 00 86 3528
Street Address	502 GINSENG DR
City	SUNSET
State	SC
Zip	29685-2227
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KEOWEE VINEYARDS P/O LOT 045 SECT W PLAT 279/9 & 10 PLAT 606/265
Legal Subdivision	KEOWEE VINEYARDS
Legal Tract	4
Legal Block	86
Legal Lot Number	45
Jurisdiction	PICKENS SC
Township / Civil Division	NORTH PICKENS
Census Block Group	1
Census Block	1123
Census Tract	10100

Owner

Source: Pickens County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	502 GINSENG DR, SUNSET, SC 29685-2227
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2024	Intrafamily Transfer, Transfer · Conventional Mortgage BNY MELLON NA
Jan 16, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jan 16, 2018
Deed Sale	Jan 16, 2018
Prior Sale	Jan 16, 2018
Deed Document Number	0000000472
Deed Book / Page	001923 / 000277
Last Transfer Date	Jan 24, 2024
Transfer Doc	0000000997
Record Updated	Jun 8, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PICKENS SC
Recording Date	Jan 24, 2024
Property Address	502 GINSENG DR, SUNSET, SC 29685-2227
Document Number	0000000997
Book / Page	2632 / 295
Map Reference	MB 279 PG 9&10
Instrument Date	Jan 18, 2024
Instrument	202400997
Transaction Type	Transfer
Record Updated	Feb 1, 2024
Title Company	MORTGAGE CONNECT LP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	502 GINSENG DR, SUNSET, SC 29685-2227

Mortgage

Document Number	0000000998
Date	Jan 24, 2024
Book Page	6428/88
Instrument	202400998

Lender

Name	BNY MELLON NA
Type	Bank
Address	BOSTON, MA 02108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.8%
Max Rate	11.8%

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PICKENS SC
Recording Date	Jan 16, 2018
Property Address	502 GINSENG DR, SUNSET, SC 29685-2227
Document Number	0000000472
Book / Page	001923 / 000277
Instrument Date	Jan 10, 2018
Instrument	472
Transaction Type	Transfer
Record Updated	Jan 23, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1587 BELLE MEADE RD LORETTO VA 225092005, LORETTO, VA 22509-2005

Tax Assessment & Valuation

Source: Pickens County assessment roll, as of June 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Pickens County
Unified School District	Pickens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,311.00 (+7.45%)	$77,100 (+15.01%) Land $22,430 Building $54,670	$2,704,000 (+141.99%) Land $786,500 Building $1,917,500
2024	$16,110.00 (+0.3%)	$67,040 (-) Land $19,500 Building $47,540	$1,117,400 (-) Land $325,000 Building $792,400
2023	$16,062.00 (-0.64%)	$67,040 (-) Land $19,500 Building $47,540	$1,117,400 (-) Land $325,000 Building $792,400
2022	$16,166.00	$67,040 Land $19,500 Building $47,540	$1,117,400 Land $325,000 Building $792,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	6 (1979–2019)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Apr 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 70% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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